Michael Dunlop
Ignite Financial · Cedar Falls, Iowa
Michael Dunlop is a fee-only financial advisor at Ignite Financial in Cedar Falls, Iowa, who holds the CFP credential. Michael charges a flat fee or retainer, an ongoing planning fee, a one-time planning fee and hourly fees (ongoing planning from $6,500 a year and one-time plans from $5,000) and focuses on flat-fee planning, retirement planning and tax planning.
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Specialties
Who they serve
- Pre-retirees
Facts
| Firm | Ignite Financial |
|---|---|
| Based in | Cedar Falls, Iowa |
| Fee model | Flat fee or retainer · Ongoing planning fee · One-time planning fee · Hourly |
| Fees (firm's website) | Ongoing planning from $6,500 a year · One-time plans from $5,000 · $350 an hour |
| Accepting new clients | Yes |
| Credentials | CFP |
| SEC registration | Investment adviser representative in IA · CRD 6638614 |
| Exams passed | Series 65 (2015) |
| Disclosures | None reported |
| Website | igniteplanning.com |
| Profile |
How Michael's firm compares
- Ongoing planning starts at $6,500 a year, above the US median of $4,500 for fee-only firms that publish prices.
- A one-time plan starts at $5,000, above the US median of $2,000 for fee-only firms that publish prices.
- The hourly rate is $350, above the US median of $300 for fee-only firms that publish prices.
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Questions about Michael
Is Michael Dunlop a fee-only financial advisor?
Yes. Michael Dunlop is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Michael's firm.
How does Michael charge for financial advice?
Michael charges a flat fee or retainer, an ongoing planning fee, a one-time planning fee and hourly fees.
How much does Michael charge?
According to Ignite Financial's website, checked October 28, 2026: ongoing planning from $6,500 a year; one-time plans from $5,000; $350 an hour.
Where is Michael Dunlop based?
Michael Dunlop is based in Cedar Falls, Iowa.
What does Michael specialize in?
Michael's specialties include flat-fee planning, retirement planning, tax planning and estate & legacy planning. Michael works with pre-retirees.
What credentials does Michael Dunlop hold?
Michael Dunlop holds the CFP credential.
Is Michael Dunlop registered with the SEC?
Yes. Michael Dunlop is registered as an investment adviser representative in IA (CRD 6638614), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How do I contact Michael Dunlop?
Through Michael's website, igniteplanning.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Ignite Financial website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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