Jacob Stalder
Advice-only planning for people pursuing early retirement, with values-based strategies and no need to move investments.
Navigate Financial Planning LLC · Cedar Falls, Iowa
Jacob Stalder is a fee-only financial advisor at Navigate Financial Planning LLC in Cedar Falls, Iowa, who holds the CFP credential. Jacob charges a subscription and a one-time planning fee (ongoing planning from $780 a year and one-time plans from $3,375) and focuses on tax planning, retirement planning and small business owners.
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Specialties
Who they serve
- Pre-retirees
- High earners
- Early-career professionals
- Mid-life transitions
About
Jake Stalder is a CFP® professional with Navigate Financial Planning in Cedar Falls, Iowa, working locally and virtually with clients across the country. He helps people pursuing early retirement work through its details, building strategies for financial independence that reflect their values. He believes time is the most valuable resource.
Jake offers tailored, advice-only planning that meets clients where they are, with no need to transfer investments. He chose this model to serve people who do not need or want a traditional advisor, with advice that is educational, transparent and free of product sales.
Jake earned a degree in psychology and business administration from Iowa Wesleyan University in 2014 and his CFP® certification in 2021, and he has worked in the industry for 12 years. He provides pro bono planning to nonprofits and to people who could not otherwise afford it, and he and his wife enjoy travel, skiing and biking.
Facts
| Firm | Navigate Financial Planning LLC |
|---|---|
| Based in | Cedar Falls, Iowa |
| Fee model | Subscription · One-time planning fee |
| Fees (firm's website) | Ongoing planning from $780 a year · One-time plans from $3,375 |
| Fees (Advice-Only Network profile) | Subscription $195 a month · Subscription from $195 a quarter · One-time plans from $3,375 |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Credentials | CFP |
| SEC registration | Investment adviser representative in IA · CRD 6401427 |
| Exams passed | Series 66 (2017) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | navigatefinancialplan.com |
| Profile |
How Jacob's firm compares
- Ongoing planning starts at $780 a year, below the US median of $4,500 for fee-only firms that publish prices.
- A one-time plan starts at $3,375, above the US median of $2,000 for fee-only firms that publish prices.
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Questions about Jacob
Is Jacob Stalder a fee-only financial advisor?
Yes. Jacob Stalder is listed in the NAPFA directory (NAPFA admits only fee-only advisors), the XY Planning Network directory (XYPN members are fee-only) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Jacob's firm.
How does Jacob charge for financial advice?
Jacob charges a subscription and a one-time planning fee.
How much does Jacob charge?
According to Navigate Financial Planning LLC's website, checked October 28, 2026: ongoing planning from $780 a year; one-time plans from $3,375.
Does Jacob work with clients virtually?
Yes. Navigate Financial Planning LLC says on its website that it works with clients remotely.
Where is Jacob Stalder based?
Jacob Stalder is based in Cedar Falls, Iowa.
What does Jacob specialize in?
Jacob's specialties include tax planning, retirement planning and small business owners. Jacob works with pre-retirees, high earners, early-career professionals and mid-life transitions.
What credentials does Jacob Stalder hold?
Jacob Stalder holds the CFP credential.
Is Jacob Stalder registered with the SEC?
Yes. Jacob Stalder is registered as an investment adviser representative in IA (CRD 6401427), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How do I contact Jacob Stalder?
Through Jacob's website, navigatefinancialplan.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- Advice-Only Network listing : advice-only practices, no product sales
- Navigate Financial Planning LLC website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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