Firm
Three Waters Financial
Ignacio, Colorado
Fee-only
Three Waters Financial at a glance
- One of 336 fee-only firms based in Colorado in the Wellspent graph.
- 1 advisor is listed here.
- Its Form ADV reports 1 employee and 12 individual clients, 5 of them high net worth.
- Its average account is about $2.5 million (assets it manages divided by its 12 accounts).
- Its website says it's taking new clients.
Fee-only advisors in Colorado · What fee-only advisors charge in Colorado
Facts
| Based in | Ignacio, Colorado |
|---|---|
| Website | threewatersfinancial.com |
| [email protected] | |
| Phone | (970) 884-7330 |
Three Waters Financial fees
Three Waters Financial doesn't publish its prices on its website, or we couldn't confirm them word for word. Its website says it charges by: percentage of assets, flat fee, hourly, one-time plans or projects. Ask for its Form ADV Part 2A, which must describe its fees.
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $31 million |
| Individual clients | 7 |
| High-net-worth clients | 5 |
| Accounts managed | 12 |
| Employees | 1 |
| Planning clients | 11-25 |
| Financial planning | Offered |
| Form ADV filed | January 27, 2026 |
| SEC record | CRD 312566 |