Rolfe Spiegel
Three Waters Financial · Ignacio, Colorado
Rolfe Spiegel is a fee-only financial advisor at Three Waters Financial in Ignacio, Colorado. Rolfe charges a percentage of assets, a flat fee or retainer, hourly fees and a one-time planning fee and focuses on retirement planning, estate & legacy planning and tax planning.
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Specialties
Facts
| Firm | Three Waters Financial |
|---|---|
| Based in | Ignacio, Colorado |
| Fee model | Percentage of assets · Flat fee or retainer · Hourly · One-time planning fee |
| Accepting new clients | Yes |
| Assets under management | $30.6M across 12 accounts |
| SEC registration | Investment adviser representative in CO · CRD 7365302 |
| Exams passed | Series 65 (2021) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | www.threewatersfinancial.com |
How Rolfe's firm compares
- Three Waters Financial's average account is about $2.5 million, from its Form ADV (assets managed divided by 12 accounts).
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Questions about Rolfe
Is Rolfe Spiegel a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Rolfe holds no broker registration, and Three Waters Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Rolfe charge for financial advice?
Rolfe charges a percentage of assets, a flat fee or retainer, hourly fees and a one-time planning fee.
Where is Rolfe Spiegel based?
Rolfe Spiegel is based in Ignacio, Colorado.
What does Rolfe specialize in?
Rolfe's specialties include retirement planning, estate & legacy planning and tax planning.
Is Rolfe Spiegel registered with the SEC?
Yes. Rolfe Spiegel is registered as an investment adviser representative in CO (CRD 7365302), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Three Waters Financial manage?
Three Waters Financial reports $30.6M across 12 accounts in assets under management.
How do I contact Rolfe Spiegel?
Through Rolfe's website, www.threewatersfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Three Waters Financial website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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