Firm
Make the Memory Financial Planning
Johnson City, Tennessee
Fee-only
Make the Memory Financial Planning at a glance
- One of 180 fee-only firms based in Tennessee in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 2 employees and 38 individual clients, 5 of them high net worth.
- Its average account is about $55,000 (assets it manages divided by its 161 accounts).
- Its ongoing planning fee starts at $10,000 a year, above the Tennessee median of $4,200.
- Its website says it's taking new clients.
Fee-only advisors in Tennessee · What fee-only advisors charge in Tennessee
Facts
| Based in | Johnson City, Tennessee |
|---|---|
| Website | mtmplanning.com |
| [email protected] | |
| Phone | (423) 218-2822 |
Make the Memory Financial Planning fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $10,000 a year |
|---|---|
| One-time plan | From $1,500 |
| How it charges | Flat fee · Ongoing planning fee · One-time plans or projects |
In the firm's words
"Annual Fee: Starting at $10,000 annually*, billed in quarterly installments." source
"Fee Range: $1,500 – $5,000 (one-time)" source
"Your cost stays flat, predictable, and transparent." source
"we use an Ongoing Financial Planning Model designed for continuous support and accountability" source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $9 million |
| Individual clients | 33 |
| High-net-worth clients | 5 |
| Accounts managed | 161 |
| Employees | 2 |
| Planning clients | 1-10 |
| Registered with | The SEC (801-130457) |
| Financial planning | Offered |
| Form ADV filed | April 13, 2026 |
| SEC record | CRD 331666 |