Firm
Inspiration Financial Planning LLC
Carlsbad, California
Fee-only
Inspiration Financial Planning LLC at a glance
- One of 1,191 fee-only firms based in California in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 1 employee and 16 individual clients, 5 of them high net worth.
- Its average account is about $201,000 (assets it manages divided by its 73 accounts).
- Its ongoing planning fee starts at $4,800 a year, below the California median of $6,000.
- Its website says it's taking new clients.
Fee-only advisors in California · What fee-only advisors charge in California
Facts
| Based in | Carlsbad, California |
|---|---|
| Website | inspirationplanning.com |
| [email protected] | |
| Phone | (759) 968-2384 |
Inspiration Financial Planning LLC fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $4,800 a year |
|---|---|
| One-time plan | From $1,000 |
| Asset-based fee | 0.55% to 1.15% a year |
| How it charges | Ongoing planning fee · Percentage of assets · One-time plans or projects |
In the firm's words
"Fees start at $4,800 annually (paid as a monthly payment)" source
"Fees start at $1,000 (paid in 2 payments)" source
"Fees range from 0.55%-1.15% annually of assets managed, depending on portfolio size" source
"Fees range from 0.55%-1.15% annually of assets managed, depending on portfolio size" source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Fixed fees |
|---|---|
| Assets managed | $15 million |
| Individual clients | 11 |
| High-net-worth clients | 5 |
| Accounts managed | 73 |
| Employees | 1 |
| Planning clients | 26-50 |
| Financial planning | Offered |
| Form ADV filed | March 22, 2026 |
| SEC record | CRD 334038 |