Firm
Harbor Light Planning, LLC
Royal Oak, Michigan
Fee-only
Harbor Light Planning, LLC at a glance
- One of 237 fee-only firms based in Michigan in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 1 employee and 72 individual clients, 51 of them high net worth.
- Its average account is about $354,000 (assets it manages divided by its 314 accounts).
- Its website says it's taking new clients.
Fee-only advisors in Michigan · What fee-only advisors charge in Michigan
Facts
| Based in | Royal Oak, Michigan |
|---|---|
| Website | harborlightplanning.com |
| [email protected] | |
| Phone | (248) 344-9616 |
Harbor Light Planning, LLC fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Account minimum | None |
|---|---|
| How it charges | Ongoing planning fee |
In the firm's words
"with no minimum asset requirements" source
"Our ongoing services grant you the peace of mind that comes with knowing you have a team of fiduciary experts in your corner" source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $111 million |
| Individual clients | 21 |
| High-net-worth clients | 51 |
| Accounts managed | 314 |
| Employees | 1 |
| Planning clients | 51-100 |
| Registered with | The SEC (801-136411) |
| Financial planning | Offered |
| Form ADV filed | May 1, 2026 |
| SEC record | CRD 129022 |