One-time financial plans in Virginia
How do I find fee-only advisors who offer one-time plans in Virginia?
In Virginia, look for a fee-only advisor who sells a plan as a project, with a set scope and price. You get a written plan and carry it out yourself, without an ongoing relationship. Records to start with include Walter Jessee of Impact Financial, Linda Rogers of Planning Within Reach and Ryan Phillips of GuidePoint Financial Planning.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Walter Jessee Impact Financial, Richmond Holds the CFP and CPA. Fees on file: percentage of assets, ongoing planning fee.
- Linda Rogers Planning Within Reach, Virginia Beach Holds the CFP and EA. Fees on file: percentage of assets, one-time planning fee.
- Ryan Phillips GuidePoint Financial Planning, Great Falls Holds the CFP and CFA. Fees on file: one-time planning fee, ongoing planning fee.
- Elizabeth Gilmore Gilmore Financial Planning, Herndon Holds the CFP and EA. Fees on file: subscription, one-time planning fee.
- Peter Rechter Rechter Wealth Management, Clifton Holds the CFP. Fees on file: percentage of assets, one-time planning fee.
- Vanessa Alanis Black Dog Wealth, Manassas Holds the CFP. Fees on file: ongoing planning fee, hourly.
By the numbers
- Advisors listed
- 45
- Firms
- 34
- Cities
- 22
- Hold the CFP
- 73%
- Other credentials: CFA 4% · CPA 2% · EA 4%
- How they charge (of 45 with fees on file): one-time planning fee 100% · percentage of assets 47% · hourly 40% · ongoing planning fee 33%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
One-time financial plans by state
Questions about one-time financial plans
How many fee-only advisors who offer one-time plans in Virginia are there?
The Wellspent public graph lists 45 fee-only advisors who offer one-time plans in Virginia, at 34 firms. We counted every advisor record that fits, as of November 2026.
Where are fee-only advisors who offer one-time plans in Virginia located?
Of the 45 fee-only advisors who offer one-time plans in Virginia, 5 are in Lynchburg, followed by 5 in Arlington and 5 in Alexandria.
How do fee-only advisors who offer one-time plans in Virginia charge?
All 45 fee-only advisors who offer one-time plans in Virginia with fees on file charge a one-time planning fee. Many use more than one: 47% charge a percentage of assets and 40% charge by the hour.
How many fee-only advisors who offer one-time plans in Virginia hold the CFP?
73% of the 45 fee-only advisors who offer one-time plans in Virginia hold the CFP certification, based on the credentials listed on each record.
How much do fee-only financial advisors charge in Virginia?
Fee-only financial advisors in Virginia charge a median of $4,992 a year for ongoing planning. We found this across the published prices of 25 Virginia firms.
How much does a one-time financial plan cost in Virginia?
A one-time financial plan from a fee-only firm in Virginia has a median price of $1,500. We found this across the published prices of 21 Virginia firms.
How does Wellspent decide who counts as fee-only advisors who offer one-time plans?
We count an advisor here when their listing shows a one-time planning fee.
What should I ask fee-only advisors who offer one-time plans in Virginia?
What will I have in hand when we finish? How many meetings does the price include? Can I come back for an update, and what does that cost? Will you tell me exactly which accounts and funds to use?
How current is this list of fee-only advisors who offer one-time plans in Virginia?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 45 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| DAN Honsberger Advice-only planning for complex situations, from taxes and insurance reviews to equity compensation and inherited IRAs, by the hour or ongoing. | Reel Financial Planning | Midlothian | CFP | Subscription, One-time planning fee |
| Linda Rogers | Planning Within Reach | Virginia Beach | CFP, EA, MSBA | Percentage of assets, One-time planning fee |
| Colin Page | Oakleigh Wealth Services | Crozet | CFP | Flat fee or retainer, Ongoing planning fee |
| David Marotta | Marotta Wealth Management, Inc. | Charlottesville | AAMS, AIF, CFP, APMA | Percentage of assets, Hourly |
| Shawn Perkins | Genuine Wealth Solutions LLC | Richmond | AWMA, CFP | Ongoing planning fee, One-time planning fee |
| Anthony Lombard Ethical, transparent planning for teachers, business owners and people with equity compensation, with attention to money behavior and financial literacy. | Noteworthy Financial | Fairfax Station | CFP | Subscription, One-time planning fee |
| Christopher Urban | Discovery Wealth Planning LLC | Vienna | CFP, MBA, RICP, TPCP | Hourly, One-time planning fee |
| Eric Olsen | Olsen Family Financial, LLC | Oakton | CFP, PhD | Flat fee or retainer, Hourly |
| Jonathan Huss | Hussmen Financial, LLC | Midlothian | CFP | Ongoing planning fee, Hourly |
| Walter Jessee | Impact Financial | Richmond | CFP, CPA | Percentage of assets, Ongoing planning fee |
| Elizabeth Gilmore Flat-fee guidance for self-directed investors who keep control of their accounts while working toward financial freedom and retirement. | Gilmore Financial Planning | Herndon | CFP, EA | Subscription, One-time planning fee |
| Marshall Groom | Groom Financial Advisory | Virginia Beach | CFP, JD | Percentage of assets, One-time planning fee |
| John Hall | Lynchburg Wealth Management | Lynchburg | CFP | Percentage of assets, Hourly |
| Lamar Watson | Dream Financial Planning LLC | Reston | CFP | Ongoing planning fee, One-time planning fee |
| Ryan Phillips | GuidePoint Financial Planning | Great Falls | CFP, CFA | One-time planning fee, Ongoing planning fee |
| Vrishin Subramaniam Helping immigrants align their money and their life | CapitalWe | Arlington | CFP | Flat fee or retainer, Hourly |
| Joe Sallee | Bay Capital Advisors, LLC | Virginia Beach | CFP, MS, ChFC, RSSA | Percentage of assets, One-time planning fee |
| Kyle Packard | Packard Wealth Strategies | Alexandria | CFP, ChFC | Percentage of assets, Flat fee or retainer |
| Melanie Brophy | Next Play Financial Solutions | Ashburn | CFP | Hourly, Flat fee or retainer |
| Christopher DeLeon | Plandeavor | Arlington | CFP | Ongoing planning fee, One-time planning fee |
| David Quinn | Pine Harbor Wealth Management | Fairfax | CFP | Percentage of assets, One-time planning fee |
| Jon Matlock | American Financial Planning | Roanoke | CFP | Flat fee or retainer, One-time planning fee |
| Maynard Keller | American Financial Planning | Roanoke | CFP | Flat fee or retainer, One-time planning fee |
| Michael Harris | Bluerock Financial Services | Williamsburg | CFP | Percentage of assets, Hourly |
| Peter Rechter | Rechter Wealth Management | Clifton | CFP | Percentage of assets, One-time planning fee |
| Vanessa Alanis | Black Dog Wealth | Manassas | CFP, ChFC | Ongoing planning fee, Hourly |
| Alan Kramer | MontVue Capital Management | Lynchburg | CFP | Percentage of assets, One-time planning fee |
| Edward Anderson III | ClearVue Financial | Alexandria | CFP | One-time planning fee, Ongoing planning fee |
| Jeffrey Zures | Sanchez & Zures | Mclean | CFP | Hourly, Percentage of assets |
| Matthew Trogdon | Craftwork Capital | Arlington | CFP | One-time planning fee |
| Policarpio Sanchez | Sanchez & Zures | Mclean | CFP | Hourly, Percentage of assets |
| Ross Anderson | Craftwork Capital | Alexandria | CFP | One-time planning fee |
| Alessandro D'Agaro | D'Agaro Financial Advisory | Alexandria | CFA | Percentage of assets, Hourly |
| Tyler Weerden | Layered Financial | Arlington | Not listed | Flat fee or retainer, One-time planning fee |
| Joshua Zins | Plandeavor | Arlington | Not listed | Ongoing planning fee, One-time planning fee |
| Kelly Barrow | Cedar Grove Financial Planning | Oakton | CFP | One-time planning fee |
| Jacob Mardian | American Financial Planning | Roanoke | Not listed | Flat fee or retainer, One-time planning fee |
| Kevin Schiedel | Simplified Retirement | Charlottesville | Not listed | Flat fee or retainer, One-time planning fee |
| Mark Castonguay | American Financial Planning | Yorktown | Not listed | Flat fee or retainer, One-time planning fee |
| Sean Palmer | Rechter Wealth Management | Clifton | Not listed | Percentage of assets, One-time planning fee |
| Anne Umbarger | MontVue Capital Management | Lynchburg | Not listed | Percentage of assets, One-time planning fee |
| Christopher Blackwell | MontVue Capital Management | Lynchburg | Not listed | Percentage of assets, One-time planning fee |
| Cristina Munteanu | Craftwork Capital | Alexandria | Not listed | One-time planning fee |
| David Sherwood | Evanson Asset Management | Mclean | Not listed | Ongoing planning fee, One-time planning fee |
| Sarah Burnett | MontVue Capital Management | Lynchburg | Not listed | Percentage of assets, One-time planning fee |
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