Troy Crutcher
McIlrath | Eck · Arlington, Washington
Troy Crutcher is a fee-only financial advisor at McIlrath | Eck in Arlington, Washington, who holds the CFP credential. Troy charges a percentage of assets, hourly fees and a one-time planning fee (one-time plans from $450 and $400 an hour) and focuses on retirement planning and estate & legacy planning.
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Specialties
Facts
| Firm | McIlrath | Eck |
|---|---|
| Based in | Arlington, Washington |
| Fee model | Percentage of assets · Hourly · One-time planning fee |
| Fees (firm's website) | One-time plans from $450 · $400 an hour |
| Assets under management | $1.36B across 4,037 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in WA · CRD 5572491 |
| Exams passed | Series 66 (2009) |
| Firm size | 19 employees |
| Disclosures | None reported |
| Website | www.mcilratheck.com |
How Troy's firm compares
- A one-time plan starts at $450, below the Washington median of $3,000 for fee-only firms that publish prices.
- The hourly rate is $400, above the Washington median of $300 for fee-only firms that publish prices.
- McIlrath | Eck's average account is about $338,000, from its Form ADV (assets managed divided by 4,037 accounts).
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Questions about Troy
Is Troy Crutcher a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Troy holds no broker registration, and McIlrath | Eck reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Troy charge for financial advice?
Troy charges a percentage of assets, hourly fees and a one-time planning fee.
How much does Troy charge?
According to McIlrath | Eck's website, checked October 30, 2026: one-time plans from $450; $400 an hour.
Where is Troy Crutcher based?
Troy Crutcher is based in Arlington, Washington.
What does Troy specialize in?
Troy's specialties include retirement planning and estate & legacy planning.
What credentials does Troy Crutcher hold?
Troy Crutcher holds the CFP credential.
Is Troy Crutcher registered with the SEC?
Yes. Troy Crutcher is registered as an investment adviser representative in WA (CRD 5572491), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does McIlrath | Eck manage?
McIlrath | Eck reports $1.36B across 4,037 accounts in assets under management.
How do I contact Troy Crutcher?
Through Troy's website, www.mcilratheck.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- McIlrath | Eck website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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