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Advisor

Michael Harris

Bluerock Financial Services · Williamsburg, Virginia

Michael Harris is a fee-only financial advisor at Bluerock Financial Services in Williamsburg, Virginia, who holds the CFP credential. Michael charges a percentage of assets, hourly fees and a one-time planning fee (one-time plans from $1,500 and $200 an hour) and focuses on retirement planning.

Percentage of assetsHourlyOne-time planning fee Fee-only CFP

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Specialties

Who they serve

  • Pre-retirees

Facts

FirmBluerock Financial Services
Based in Williamsburg, Virginia
Fee modelPercentage of assets · Hourly · One-time planning fee
Fees (firm's website)One-time plans from $1,500 · $200 an hour · 1% a year on the first tier of assets managed
Accepting new clientsYes
Assets under management$59.4M across 206 accounts
CredentialsCFP
SEC registration Investment adviser representative in CA, OR, VA · CRD 2225187
Exams passedSeries 63 (1992) · Series 65 (1992)
Firm size1 employee
Disclosures None reported
Websitewww.bluerockfs.com

How Michael's firm compares

  • A one-time plan starts at $1,500, in line with the Virginia median of $1,500 for fee-only firms that publish prices.
  • The hourly rate is $200, below the Virginia median of $325 for fee-only firms that publish prices.
  • Bluerock Financial Services's average account is about $288,000, from its Form ADV (assets managed divided by 206 accounts).

What fee-only advisors charge in Virginia

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Questions about Michael

Is Michael Harris a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Bluerock Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Michael charge for financial advice?

Michael charges a percentage of assets, hourly fees and a one-time planning fee.

How much does Michael charge?

According to Bluerock Financial Services's website, checked October 30, 2026: one-time plans from $1,500; $200 an hour; 1% a year on the first tier of assets managed.

Where is Michael Harris based?

Michael Harris is based in Williamsburg, Virginia.

What does Michael specialize in?

Michael's specialties include retirement planning. Michael works with pre-retirees.

What credentials does Michael Harris hold?

Michael Harris holds the CFP credential.

Is Michael Harris registered with the SEC?

Yes. Michael Harris is registered as an investment adviser representative in CA, OR and VA (CRD 2225187), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

How much does Bluerock Financial Services manage?

Bluerock Financial Services reports $59.4M across 206 accounts in assets under management.

How do I contact Michael Harris?

Through Michael's website, www.bluerockfs.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

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