Michael Harris
Bluerock Financial Services · Williamsburg, Virginia
Michael Harris is a fee-only financial advisor at Bluerock Financial Services in Williamsburg, Virginia, who holds the CFP credential. Michael charges a percentage of assets, hourly fees and a one-time planning fee (one-time plans from $1,500 and $200 an hour) and focuses on retirement planning.
Request an introduction to Michael →
Specialties
Who they serve
- Pre-retirees
Facts
| Firm | Bluerock Financial Services |
|---|---|
| Based in | Williamsburg, Virginia |
| Fee model | Percentage of assets · Hourly · One-time planning fee |
| Fees (firm's website) | One-time plans from $1,500 · $200 an hour · 1% a year on the first tier of assets managed |
| Accepting new clients | Yes |
| Assets under management | $59.4M across 206 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CA, OR, VA · CRD 2225187 |
| Exams passed | Series 63 (1992) · Series 65 (1992) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | www.bluerockfs.com |
How Michael's firm compares
- A one-time plan starts at $1,500, in line with the Virginia median of $1,500 for fee-only firms that publish prices.
- The hourly rate is $200, below the Virginia median of $325 for fee-only firms that publish prices.
- Bluerock Financial Services's average account is about $288,000, from its Form ADV (assets managed divided by 206 accounts).
Request an introduction to Michael
Tell Michael a little about what you're looking for. Michael isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Michael
Is Michael Harris a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Bluerock Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Michael charge for financial advice?
Michael charges a percentage of assets, hourly fees and a one-time planning fee.
How much does Michael charge?
According to Bluerock Financial Services's website, checked October 30, 2026: one-time plans from $1,500; $200 an hour; 1% a year on the first tier of assets managed.
Where is Michael Harris based?
Michael Harris is based in Williamsburg, Virginia.
What does Michael specialize in?
Michael's specialties include retirement planning. Michael works with pre-retirees.
What credentials does Michael Harris hold?
Michael Harris holds the CFP credential.
Is Michael Harris registered with the SEC?
Yes. Michael Harris is registered as an investment adviser representative in CA, OR and VA (CRD 2225187), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Bluerock Financial Services manage?
Bluerock Financial Services reports $59.4M across 206 accounts in assets under management.
How do I contact Michael Harris?
Through Michael's website, www.bluerockfs.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Bluerock Financial Services website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.