Tracy Baron Garcia
TBG Investing · Lake Oswego, Oregon
Tracy Baron Garcia is a fee-only financial advisor at TBG Investing in Lake Oswego, Oregon, who holds the CFP and MBA credentials. Tracy charges an ongoing planning fee and a one-time planning fee (ongoing planning from $3,600 a year) and focuses on tax planning, estate & legacy planning and retirement planning.
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Specialties
Who they serve
- Founders
- Retirees
- Pre-retirees
- Mid-life transitions
- Divorced individuals
Facts
| Firm | TBG Investing |
|---|---|
| Based in | Lake Oswego, Oregon |
| Fee model | Ongoing planning fee · One-time planning fee |
| Fees (firm's website) | Ongoing planning from $3,600 a year |
| Accepting new clients | Yes |
| Assets under management | $3.4M across 12 accounts |
| Credentials | CFP · MBA |
| SEC registration | Investment adviser representative in IL, OR · CRD 4910033 |
| Exams passed | Series 63 (2005) · Series 65 (2019) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | tbginvesting.com |
| Profile |
How Tracy's firm compares
- Ongoing planning starts at $3,600 a year, below the Oregon median of $5,000 for fee-only firms that publish prices.
- TBG Investing's average account is about $287,000, from its Form ADV (assets managed divided by 12 accounts).
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Questions about Tracy
Is Tracy Baron Garcia a fee-only financial advisor?
Yes. Tracy Baron Garcia is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Tracy's firm.
How does Tracy charge for financial advice?
Tracy charges an ongoing planning fee and a one-time planning fee.
How much does Tracy charge?
According to TBG Investing's website, checked October 28, 2026: ongoing planning from $3,600 a year.
Where is Tracy Baron Garcia based?
Tracy Baron Garcia is based in Lake Oswego, Oregon.
What does Tracy specialize in?
Tracy's specialties include tax planning, estate & legacy planning, retirement planning, student loans, divorce financial planning and small business owners. Tracy works with founders, retirees, pre-retirees, mid-life transitions and divorced individuals.
What credentials does Tracy Baron Garcia hold?
Tracy Baron Garcia holds the CFP and MBA credentials.
Is Tracy Baron Garcia registered with the SEC?
Yes. Tracy Baron Garcia is registered as an investment adviser representative in IL and OR (CRD 4910033), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does TBG Investing manage?
TBG Investing reports $3.4M across 12 accounts in assets under management.
How do I contact Tracy Baron Garcia?
Through Tracy's website, tbginvesting.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- TBG Investing website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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