Theodore Dwyer
Dwyer Financial · Flagstaff, Arizona
Theodore Dwyer is a fee-only financial advisor at Dwyer Financial in Flagstaff, Arizona, who holds the CFP and ChFC credentials. Theodore focuses on retirement planning, pension planning and tax planning. Dwyer Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Specialties
Facts
| Firm | Dwyer Financial |
|---|---|
| Based in | Flagstaff, Arizona |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Fees (firm's website) | No asset minimum |
| Accepting new clients | Yes |
| Assets under management | $53.6M across 230 accounts |
| Credentials | CFP · ChFC |
| SEC registration | Investment adviser representative in AZ, TX · CRD 807724 |
| Exams passed | Series 63 (1988) · Series 65 (1995) |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | www.dwyerfinancial.net |
How Theodore's firm compares
- Dwyer Financial's average account is about $233,000, from its Form ADV (assets managed divided by 230 accounts).
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Questions about Theodore
Is Theodore Dwyer a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Theodore holds no broker registration, and Dwyer Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Theodore charge for financial advice?
Theodore's firm, Dwyer Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
How much does Theodore charge?
According to Dwyer Financial's website, checked October 30, 2026: no asset minimum.
Where is Theodore Dwyer based?
Theodore Dwyer is based in Flagstaff, Arizona.
What does Theodore specialize in?
Theodore's specialties include retirement planning, pension planning, tax planning, estate & legacy planning and divorce financial planning.
What credentials does Theodore Dwyer hold?
Theodore Dwyer holds the CFP and ChFC credentials.
Is Theodore Dwyer registered with the SEC?
Yes. Theodore Dwyer is registered as an investment adviser representative in AZ and TX (CRD 807724), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Dwyer Financial manage?
Dwyer Financial reports $53.6M across 230 accounts in assets under management.
How do I contact Theodore Dwyer?
Through Theodore's website, www.dwyerfinancial.net.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Dwyer Financial website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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