Steven Fox
Next Gen founder now building AdviceOnly to help advisors give advice instead of sales pitches; takes occasional small hourly projects.
AdviceOnly · San Diego, California
Steven Fox is a fee-only financial advisor at AdviceOnly in San Diego, California, who holds the CFP, EA and BFA credentials. Steven charges a subscription, a one-time planning fee and hourly fees and focuses on tax planning, estate & legacy planning and retirement planning.
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Specialties
Who they serve
- Early-career professionals
About
Steven Fox is a CFP® professional and former Marine who founded Next Gen Financial Planning to serve clients the profession often overlooks, helping hundreds of people with their financial and life decisions. He passed Next Gen to its team in 2024 and now leads AdviceOnly, which helps advisors work on an advice-only model, without selling products or managing investments, and without having to start their own RIA.
Steven came to planning after the military and San Diego State University, wanting meaningful work, a career in finance and room for his side businesses. He credits mentors who taught him to listen first, think like a business owner and lean on community. He isn't taking new ongoing planning clients but still takes occasional small hourly projects.
He is married with two kids and likes experimenting with vegan curry recipes.
Facts
| Firm | AdviceOnly |
|---|---|
| Based in | San Diego, California |
| Fee model | Subscription · One-time planning fee · Hourly |
| Works virtually | Yes |
| Accepting new clients | Not currently |
| Credentials | CFP · EA · BFA · MS |
| SEC registration | Investment adviser representative in CA, PA, TX, WA · CRD 6379590 |
| Exams passed | Series 65 (2016) |
| Firm size | 6 employees |
| Disclosures | None reported |
| Website | adviceonly.com |
| Profile |
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Questions about Steven
Is Steven Fox a fee-only financial advisor?
Yes. Steven Fox is listed in the NAPFA directory (NAPFA admits only fee-only advisors), the XY Planning Network directory (XYPN members are fee-only) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Steven's firm.
How does Steven charge for financial advice?
Steven charges a subscription, a one-time planning fee and hourly fees.
Does Steven work with clients virtually?
Yes. Steven's Advice-Only Network profile says they meet with clients virtually.
Where is Steven Fox based?
Steven Fox is based in San Diego, California.
What does Steven specialize in?
Steven's specialties include tax planning, estate & legacy planning, retirement planning and student loans. Steven works with early-career professionals.
What credentials does Steven Fox hold?
Steven Fox holds the CFP, EA, BFA and MS credentials.
Is Steven Fox registered with the SEC?
Yes. Steven Fox is registered as an investment adviser representative in CA, PA, TX and WA (CRD 6379590), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How do I contact Steven Fox?
Through Steven's website, adviceonly.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- Advice-Only Network listing : advice-only practices, no product sales
- AdviceOnly website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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