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Advisor

Ryan Galiotto

Etch Financial · Pittsburgh, Pennsylvania

Ryan Galiotto is a fee-only financial advisor at Etch Financial in Pittsburgh, Pennsylvania, who holds the CFP credential. Ryan focuses on retirement planning, student loans and tax planning. Etch Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Percentage of assetsHourlyFixed fees Fee-only CFP

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Specialties

Facts

FirmEtch Financial
Based in Pittsburgh, Pennsylvania
Fee model (firm's Form ADV)Percentage of assets · Hourly · Fixed fees
Accepting new clientsYes
Assets under management$14.1M across 45 accounts
CredentialsCFP
SEC registration Investment adviser representative in GA, PA · CRD 5745545
Exams passedSeries 63 (2011) · Series 66 (2015)
Firm size2 employees
Disclosures None reported
Websitewww.etchfinancial.com
LinkedInProfile

How Ryan's firm compares

  • Etch Financial's average account is about $314,000, from its Form ADV (assets managed divided by 45 accounts).

What fee-only advisors charge in Pennsylvania

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Questions about Ryan

Is Ryan Galiotto a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ryan holds no broker registration, and Etch Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Ryan charge for financial advice?

Ryan's firm, Etch Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

Where is Ryan Galiotto based?

Ryan Galiotto is based in Pittsburgh, Pennsylvania.

What does Ryan specialize in?

Ryan's specialties include retirement planning, student loans and tax planning.

What credentials does Ryan Galiotto hold?

Ryan Galiotto holds the CFP credential.

Is Ryan Galiotto registered with the SEC?

Yes. Ryan Galiotto is registered as an investment adviser representative in GA and PA (CRD 5745545), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

How much does Etch Financial manage?

Etch Financial reports $14.1M across 45 accounts in assets under management.

How do I contact Ryan Galiotto?

Through Ryan's website, www.etchfinancial.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • Etch Financial website : specialties, clients served, and fees, checked October 30, 2026
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

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