Richard Culpepper
James Investment · Xenia, Ohio
Richard Culpepper is a fee-only financial advisor at James Investment in Xenia, Ohio. Richard focuses on retirement planning, estate & legacy planning and tax planning. James Investment reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Specialties
Who they serve
- High earners
- Executives
Facts
| Firm | James Investment |
|---|---|
| Based in | Xenia, Ohio |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Accepting new clients | Yes |
| Assets under management | $1.21B across 692 accounts |
| SEC registration | Investment adviser representative in OH · CRD 2942828 |
| Exams passed | Series 63 (2007) · Series 65 (1997) |
| Firm size | 15 employees |
| Disclosures | None reported |
| Website | www.jamesinvestment.com |
| Profile |
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Questions about Richard
Is Richard Culpepper a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and James Investment reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Richard charge for financial advice?
Richard's firm, James Investment, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Richard Culpepper based?
Richard Culpepper is based in Xenia, Ohio.
What does Richard specialize in?
Richard's specialties include retirement planning, estate & legacy planning and tax planning. Richard works with high earners and executives.
Is Richard Culpepper registered with the SEC?
Yes. Richard Culpepper is registered as an investment adviser representative in OH (CRD 2942828), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does James Investment manage?
James Investment reports $1.21B across 692 accounts in assets under management.
How do I contact Richard Culpepper?
Through Richard's website, www.jamesinvestment.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- James Investment website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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