Michelle Francis
Life Story Financial · Arvada, Colorado
Michelle Francis is a fee-only financial advisor at Life Story Financial in Arvada, Colorado. Michelle charges a flat fee or retainer, a percentage of assets, hourly fees and an ongoing planning fee and focuses on retirement planning, tax planning and equity compensation.
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Specialties
Who they serve
- Pre-retirees
- Mid-life transitions
- Divorced individuals
- High earners
Facts
| Firm | Life Story Financial |
|---|---|
| Based in | Arvada, Colorado |
| Fee model | Flat fee or retainer · Percentage of assets · Hourly · Ongoing planning fee |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $10.1M across 51 accounts |
| SEC registration | Investment adviser representative in CO, DC · CRD 6732786 |
| Exams passed | Series 66 (2018) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | www.lifestoryfp.com |
| Profile |
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Questions about Michelle
Is Michelle Francis a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Michelle holds no broker registration, and Life Story Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Michelle charge for financial advice?
Michelle charges a flat fee or retainer, a percentage of assets, hourly fees and an ongoing planning fee.
Does Michelle work with clients virtually?
Yes. Life Story Financial says on its website that it works with clients remotely.
Where is Michelle Francis based?
Michelle Francis is based in Arvada, Colorado.
What does Michelle specialize in?
Michelle's specialties include retirement planning, tax planning, equity compensation and divorce financial planning. Michelle works with pre-retirees, mid-life transitions, divorced individuals and high earners.
Is Michelle Francis registered with the SEC?
Yes. Michelle Francis is registered as an investment adviser representative in CO and DC (CRD 6732786), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Life Story Financial manage?
Life Story Financial reports $10.1M across 51 accounts in assets under management.
How do I contact Michelle Francis?
Through Michelle's website, www.lifestoryfp.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Life Story Financial website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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