Matt Sheers
Flat-fee, advice-only planning for mid-career individuals and couples working through career changes, growing families or business ownership.
Sheer Empowerment Financial · Plymouth, New Hampshire
Matt Sheers is a fee-only financial advisor at Sheer Empowerment Financial in Plymouth, New Hampshire, who holds the CFP and CFA credentials. Matt charges a subscription, a one-time planning fee and hourly fees (ongoing planning from $2,600 a year and one-time plans from $1,250) and focuses on small business owners, tax planning and equity compensation.
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Specialties
Who they serve
- Early-career professionals
- Mid-life transitions
About
Matt Sheers is a flat-fee, advice-only planner at Sheer Empowerment Financial in New Hampshire. He works with mid-career individuals and couples facing change and complexity, such as career moves, growing families, business ownership or finances that have outgrown a do-it-yourself approach. He does not sell products or manage money on commission.
Matt spent years in traditional wealth management serving very high-net-worth clients and saw how often quality advice was reserved for the wealthy. In 2018 he left a large firm and moved from Boston to New Hampshire to build a life around health, family and purposeful work, and he designed his practice to make comprehensive planning more accessible.
A CFP® and CFA® holder, Matt pairs investment knowledge with practical planning. Clients describe him as thoughtful, judgment-free and strategic, and he aims to be a thought partner who helps them weigh options and trade-offs.
Facts
| Firm | Sheer Empowerment Financial |
|---|---|
| Based in | Plymouth, New Hampshire |
| Fee model | Subscription · One-time planning fee · Hourly |
| Fees (firm's website) | Ongoing planning from $2,600 a year · One-time plans from $1,250 |
| Fees (Advice-Only Network profile) | Subscription from $650 a quarter · One-time plans from $3,750 · $300 an hour |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Credentials | CFP · CFA |
| SEC registration | Investment adviser representative in ME, NH, TX · CRD 5087660 |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | sheerempowerment.com |
| Profile |
How Matt's firm compares
- Ongoing planning starts at $2,600 a year, below the US median of $4,500 for fee-only firms that publish prices.
- A one-time plan starts at $1,250, below the US median of $2,000 for fee-only firms that publish prices.
- The hourly rate is $300, in line with the US median of $300 for fee-only firms that publish prices.
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Questions about Matt
Is Matt Sheers a fee-only financial advisor?
Yes. Matt Sheers is listed in the XY Planning Network directory (XYPN members are fee-only) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Matt's firm.
How does Matt charge for financial advice?
Matt charges a subscription, a one-time planning fee and hourly fees.
How much does Matt charge?
According to Sheer Empowerment Financial's website, checked October 28, 2026: ongoing planning from $2,600 a year; one-time plans from $1,250.
Does Matt work with clients virtually?
Yes. Matt's Advice-Only Network profile says they meet with clients virtually.
Where is Matt Sheers based?
Matt Sheers is based in Plymouth, New Hampshire.
What does Matt specialize in?
Matt's specialties include small business owners, tax planning, equity compensation, flat-fee planning, student loans and estate & legacy planning. Matt works with early-career professionals and mid-life transitions.
What credentials does Matt Sheers hold?
Matt Sheers holds the CFP and CFA credentials.
Is Matt Sheers registered with the SEC?
Yes. Matt Sheers is registered as an investment adviser representative in ME, NH and TX (CRD 5087660), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How do I contact Matt Sheers?
Through Matt's website, sheerempowerment.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Advice-Only Network listing : advice-only practices, no product sales
- Sheer Empowerment Financial website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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