Mark Zaifman
Spiritus Financial Planning · Windsor, California
Mark Zaifman is a fee-only financial advisor at Spiritus Financial Planning in Windsor, California. Mark charges a percentage of assets, a flat fee or retainer, hourly fees and a one-time planning fee (one-time plans from $4,000 and 1.25% a year on the first tier of assets managed) and focuses on retirement planning.
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Specialties
Facts
| Firm | Spiritus Financial Planning |
|---|---|
| Based in | Windsor, California |
| Fee model | Percentage of assets · Flat fee or retainer · Hourly · One-time planning fee |
| Fees (firm's website) | One-time plans from $4,000 · 1.25% a year on the first tier of assets managed · A $500,000 asset minimum |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $6.5M across 2 accounts |
| SEC registration | Investment adviser representative in CA · CRD 5203009 |
| Exams passed | Series 65 (2006) |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | spiritusfinancial.com |
| Profile |
How Mark's firm compares
- A one-time plan starts at $4,000, above the California median of $2,500 for fee-only firms that publish prices.
- Spiritus Financial Planning's average account is about $3.3 million, from its Form ADV (assets managed divided by 2 accounts).
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Questions about Mark
Is Mark Zaifman a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Mark holds no broker registration, and Spiritus Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Mark charge for financial advice?
Mark charges a percentage of assets, a flat fee or retainer, hourly fees and a one-time planning fee.
How much does Mark charge?
According to Spiritus Financial Planning's website, checked October 30, 2026: one-time plans from $4,000; 1.25% a year on the first tier of assets managed; a $500,000 asset minimum.
Does Mark work with clients virtually?
Yes. Spiritus Financial Planning says on its website that it works with clients remotely.
Where is Mark Zaifman based?
Mark Zaifman is based in Windsor, California.
What does Mark specialize in?
Mark's specialties include retirement planning.
Is Mark Zaifman registered with the SEC?
Yes. Mark Zaifman is registered as an investment adviser representative in CA (CRD 5203009), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Spiritus Financial Planning manage?
Spiritus Financial Planning reports $6.5M across 2 accounts in assets under management.
How do I contact Mark Zaifman?
Through Mark's website, spiritusfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in California
Other advisors in California who focus on retirement planning
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Spiritus Financial Planning website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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