Nicholas Rugh
Rugh Financial · Menlo Park, California
Nicholas Rugh is a fee-only financial advisor at Rugh Financial in Menlo Park, California. Nicholas charges a percentage of assets (1% a year on the first tier of assets managed) and focuses on retirement planning.
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Specialties
Facts
| Firm | Rugh Financial |
|---|---|
| Based in | Menlo Park, California |
| Fee model | Percentage of assets |
| Fees (firm's website) | 1% a year on the first tier of assets managed |
| Assets under management | $19.7M across 23 accounts |
| SEC registration | Investment adviser representative in CA · CRD 5262237 |
| Exams passed | Series 65 (2008) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | www.rughfinancial.com |
| Profile |
How Nicholas's firm compares
- Rugh Financial's average account is about $857,000, from its Form ADV (assets managed divided by 23 accounts).
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Questions about Nicholas
Is Nicholas Rugh a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Nicholas holds no broker registration, and Rugh Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Nicholas charge for financial advice?
Nicholas charges a percentage of assets.
How much does Nicholas charge?
According to Rugh Financial's website, checked October 30, 2026: 1% a year on the first tier of assets managed.
Where is Nicholas Rugh based?
Nicholas Rugh is based in Menlo Park, California.
What does Nicholas specialize in?
Nicholas's specialties include retirement planning.
Is Nicholas Rugh registered with the SEC?
Yes. Nicholas Rugh is registered as an investment adviser representative in CA (CRD 5262237), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Rugh Financial manage?
Rugh Financial reports $19.7M across 23 accounts in assets under management.
How do I contact Nicholas Rugh?
Through Nicholas's website, www.rughfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Menlo Park
Other advisors in California who focus on retirement planning
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Rugh Financial website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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