Brett Spencer
Impact Financial LLC · Chicago, Illinois
Brett Spencer is a fee-only financial advisor at Impact Financial LLC in Chicago, Illinois, who holds the CFP credential. Brett focuses on equity compensation, international & expat planning and founders (pre-exit). Impact Financial LLC reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Specialties
Who they serve
- Cross-border families
Facts
| Firm | Impact Financial LLC |
|---|---|
| Based in | Chicago, Illinois |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $25.8M across 120 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in IL, MA · CRD 6384953 |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | planningimpact.com |
| Profile |
How Brett's firm compares
- Impact Financial LLC's average account is about $215,000, from its Form ADV (assets managed divided by 120 accounts).
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Questions about Brett
Is Brett Spencer a fee-only financial advisor?
Yes. Brett Spencer is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Brett's firm.
How does Brett charge for financial advice?
Brett's firm, Impact Financial LLC, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Brett Spencer based?
Brett Spencer is based in Chicago, Illinois.
What does Brett specialize in?
Brett's specialties include equity compensation, international & expat planning, founders (pre-exit) and tax planning. Brett works with cross-border families.
What credentials does Brett Spencer hold?
Brett Spencer holds the CFP credential.
Is Brett Spencer registered with the SEC?
Yes. Brett Spencer is registered as an investment adviser representative in IL and MA (CRD 6384953), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Impact Financial LLC manage?
Impact Financial LLC reports $25.8M across 120 accounts in assets under management.
How do I contact Brett Spencer?
Through Brett's website, planningimpact.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Impact Financial LLC website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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