Joseph Carbone
Focus Planning Group · Bayport, New York
Joseph Carbone is a fee-only financial advisor at Focus Planning Group in Bayport, New York, who holds the CFP credential. Joseph charges a percentage of assets, hourly fees, a flat fee or retainer and a one-time planning fee (one-time plans from $3,750 and $300 an hour) and focuses on retirement planning, tax planning and flat-fee planning.
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Specialties
Who they serve
- Pre-retirees
- Retirees
Facts
| Firm | Focus Planning Group |
|---|---|
| Based in | Bayport, New York |
| Fee model | Percentage of assets · Hourly · Flat fee or retainer · One-time planning fee |
| Fees (firm's website) | One-time plans from $3,750 · $300 an hour · 1% a year on the first tier of assets managed · A $500,000 asset minimum |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $41.8M across 156 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in NY, TX · CRD 3026229 |
| Exams passed | Series 63 (1998) · Series 65 (1998) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | focusplanninggroup.com |
| Profile |
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Questions about Joseph
Is Joseph Carbone a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Joseph holds no broker registration, and Focus Planning Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Joseph charge for financial advice?
Joseph charges a percentage of assets, hourly fees, a flat fee or retainer and a one-time planning fee.
How much does Joseph charge?
According to Focus Planning Group's website, checked October 30, 2026: one-time plans from $3,750; $300 an hour; 1% a year on the first tier of assets managed; a $500,000 asset minimum.
Does Joseph work with clients virtually?
Yes. Focus Planning Group says on its website that it works with clients remotely.
Where is Joseph Carbone based?
Joseph Carbone is based in Bayport, New York.
What does Joseph specialize in?
Joseph's specialties include retirement planning, tax planning and flat-fee planning. Joseph works with pre-retirees and retirees.
What credentials does Joseph Carbone hold?
Joseph Carbone holds the CFP credential.
Is Joseph Carbone registered with the SEC?
Yes. Joseph Carbone is registered as an investment adviser representative in NY and TX (CRD 3026229), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Focus Planning Group manage?
Focus Planning Group reports $41.8M across 156 accounts in assets under management.
How do I contact Joseph Carbone?
Through Joseph's website, focusplanninggroup.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Focus Planning Group website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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