Joseph Alfonso
Aegis Financial Advisory · Cupertino, California
Joseph Alfonso is a fee-only financial advisor at Aegis Financial Advisory in Cupertino, California, who holds the CFP, ChFC and EA credentials. Joseph charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee (ongoing planning from $6,000 a year and one-time plans from $500) and focuses on retirement planning and tax planning.
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Specialties
Who they serve
- Pre-retirees
- Retirees
Facts
| Firm | Aegis Financial Advisory |
|---|---|
| Based in | Cupertino, California |
| Fee model | Flat fee or retainer · Ongoing planning fee · One-time planning fee |
| Fees (firm's website) | Ongoing planning from $6,000 a year · One-time plans from $500 |
| Accepting new clients | Yes |
| Credentials | CFP · ChFC · EA · RICP · RSSA · TPCP |
| SEC registration | Investment adviser representative in CA, OR · CRD 4836972 |
| Exams passed | Series 65 (2004) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | aegisadvisory.com |
| Profile |
How Joseph's firm compares
- Ongoing planning starts at $6,000 a year, in line with the California median of $6,000 for fee-only firms that publish prices.
- A one-time plan starts at $500, below the California median of $2,500 for fee-only firms that publish prices.
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Questions about Joseph
Is Joseph Alfonso a fee-only financial advisor?
Yes. Joseph Alfonso is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Joseph's firm.
How does Joseph charge for financial advice?
Joseph charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee.
How much does Joseph charge?
According to Aegis Financial Advisory's website, checked October 28, 2026: ongoing planning from $6,000 a year; one-time plans from $500.
Where is Joseph Alfonso based?
Joseph Alfonso is based in Cupertino, California.
What does Joseph specialize in?
Joseph's specialties include retirement planning and tax planning. Joseph works with pre-retirees and retirees.
What credentials does Joseph Alfonso hold?
Joseph Alfonso holds the CFP, ChFC, EA, RICP, RSSA and TPCP credentials.
Is Joseph Alfonso registered with the SEC?
Yes. Joseph Alfonso is registered as an investment adviser representative in CA and OR (CRD 4836972), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How do I contact Joseph Alfonso?
Through Joseph's website, aegisadvisory.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- Aegis Financial Advisory website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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