Joel Chouinard
SharpEdge Financial LLC · Southlake, Texas
Joel Chouinard is a fee-only financial advisor at SharpEdge Financial LLC in Southlake, Texas, who holds the CFP and ChFC credentials. Joel charges a flat fee or retainer, a one-time planning fee, an ongoing planning fee and a percentage of assets (ongoing planning from $4,800 a year and one-time plans from $5,000) and focuses on tax planning, student loans and estate & legacy planning.
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Specialties
Who they serve
- High earners
- Early-career professionals
Facts
| Firm | SharpEdge Financial LLC |
|---|---|
| Based in | Southlake, Texas |
| Fee model | Flat fee or retainer · One-time planning fee · Ongoing planning fee · Percentage of assets |
| Fees (firm's website) | Ongoing planning from $4,800 a year · One-time plans from $5,000 · 1% a year on the first tier of assets managed |
| Assets under management | $9.5M across 88 accounts |
| Credentials | CFP · ChFC |
| SEC registration | Investment adviser representative in TX · CRD 6936071 |
| Exams passed | Series 63 (2019) · Series 66 (2021) |
| Firm size | 1 employee |
| Disclosures | Reported; see the SEC record |
| Website | sharpedgefinancial.com |
| Profile |
How Joel's firm compares
- Ongoing planning starts at $4,800 a year, above the Texas median of $3,000 for fee-only firms that publish prices.
- A one-time plan starts at $5,000, above the Texas median of $1,575 for fee-only firms that publish prices.
- SharpEdge Financial LLC's average account is about $108,000, from its Form ADV (assets managed divided by 88 accounts).
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Questions about Joel
Is Joel Chouinard a fee-only financial advisor?
Yes. Joel Chouinard is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Joel's firm.
How does Joel charge for financial advice?
Joel charges a flat fee or retainer, a one-time planning fee, an ongoing planning fee and a percentage of assets.
How much does Joel charge?
According to SharpEdge Financial LLC's website, checked October 28, 2026: ongoing planning from $4,800 a year; one-time plans from $5,000; 1% a year on the first tier of assets managed.
Where is Joel Chouinard based?
Joel Chouinard is based in Southlake, Texas.
What does Joel specialize in?
Joel's specialties include tax planning, student loans, estate & legacy planning and retirement planning. Joel works with high earners and early-career professionals.
What credentials does Joel Chouinard hold?
Joel Chouinard holds the CFP and ChFC credentials.
Is Joel Chouinard registered with the SEC?
Yes. Joel Chouinard is registered as an investment adviser representative in TX (CRD 6936071), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. The record lists disclosures; see the SEC record for details.
How much does SharpEdge Financial LLC manage?
SharpEdge Financial LLC reports $9.5M across 88 accounts in assets under management.
How do I contact Joel Chouinard?
Through Joel's website, sharpedgefinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Southlake
Other advisors in Texas who focus on tax planning
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- SharpEdge Financial LLC website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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