Zach Reyes
Circadia Financial Planning · Westlake, Texas
Zach Reyes is a fee-only financial advisor at Circadia Financial Planning in Westlake, Texas, who holds the CFP credential. Zach charges a percentage of assets and an ongoing planning fee (ongoing planning from $3,000 a year and 0.55% a year on the first tier of assets managed) and focuses on tax planning, estate & legacy planning and equity compensation.
Request an introduction to Zach →
Specialties
Who they serve
- Physicians
- Retirees
- Pre-retirees
- Early-career professionals
Facts
| Firm | Circadia Financial Planning |
|---|---|
| Based in | Westlake, Texas |
| Fee model | Percentage of assets · Ongoing planning fee |
| Fees (firm's website) | Ongoing planning from $3,000 a year · 0.55% a year on the first tier of assets managed · No asset minimum |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $28.7M across 31 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in TX · CRD 6049447 |
| Exams passed | Series 65 (2012) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | circadiafp.com |
| Profile |
How Zach's firm compares
- Ongoing planning starts at $3,000 a year, in line with the Texas median of $3,000 for fee-only firms that publish prices.
- Circadia Financial Planning's average account is about $925,000, from its Form ADV (assets managed divided by 31 accounts).
Request an introduction to Zach
Tell Zach a little about what you're looking for. Zach isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Zach
Is Zach Reyes a fee-only financial advisor?
Yes. Zach Reyes is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Zach's firm.
How does Zach charge for financial advice?
Zach charges a percentage of assets and an ongoing planning fee.
How much does Zach charge?
According to Circadia Financial Planning's website, checked October 28, 2026: ongoing planning from $3,000 a year; 0.55% a year on the first tier of assets managed; no asset minimum.
Does Zach work with clients virtually?
Yes. Circadia Financial Planning says on its website that it works with clients remotely.
Where is Zach Reyes based?
Zach Reyes is based in Westlake, Texas.
What does Zach specialize in?
Zach's specialties include tax planning, estate & legacy planning, equity compensation and retirement planning. Zach works with physicians, retirees, pre-retirees and early-career professionals.
What credentials does Zach Reyes hold?
Zach Reyes holds the CFP credential.
Is Zach Reyes registered with the SEC?
Yes. Zach Reyes is registered as an investment adviser representative in TX (CRD 6049447), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Circadia Financial Planning manage?
Circadia Financial Planning reports $28.7M across 31 accounts in assets under management.
How do I contact Zach Reyes?
Through Zach's website, circadiafp.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Texas
Other advisors in Texas who focus on tax planning
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Circadia Financial Planning website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
See something wrong? Request a correction. Read our methodology.