Jim Mahaney
One-time, tax-efficient retirement income plans for DIY investors entering retirement who want to skip ongoing AUM fees.
Mavericus Retirement Services · Georgetown, South Carolina
Jim Mahaney is a fee-only financial advisor at Mavericus Retirement Services in Georgetown, South Carolina, who holds the CFP credential. Jim charges a one-time planning fee (ongoing planning from $1,700 a year and one-time plans from $7,000) and focuses on retirement planning, tax planning and flat-fee planning.
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Specialties
Who they serve
- Retirees
- Pre-retirees
About
Jim Mahaney works with DIY investors entering retirement who want one-time advice instead of ongoing fees, especially fees based on assets under management. His typical client has $1 million to $4 million in pre-tax accounts such as IRAs and 401(k)s, some Roth savings and Social Security. He designs tax-efficient retirement income plans using a guardrails approach.
Jim has 40 years of experience. He is a published researcher, sits on the editorial board of the Journal of Retirement and has been quoted in The Wall Street Journal, The New York Times, Kiplinger and Yahoo Finance. He holds three patents, including one on the Social Security Bridge concept he created in the early 2000s.
He built Mavericus Retirement Services on the belief that lower fees leave more retirement income and more for heirs. With today's planning software and virtual fiduciary meetings, he thinks many retirees can get professional advice and then manage much on their own.
Facts
| Firm | Mavericus Retirement Services |
|---|---|
| Based in | Georgetown, South Carolina |
| Fee model | One-time planning fee |
| Fees (firm's website) | Ongoing planning from $1,700 a year · One-time plans from $7,000 |
| Fees (Advice-Only Network profile) | One-time plans $7,000 |
| Works virtually | Yes |
| Accepting new clients | Not currently |
| Credentials | CFP |
| SEC registration | Investment adviser representative in NJ, NY, SC · CRD 1408340 |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | mavericusretirement.com |
How Jim's firm compares
- Ongoing planning starts at $1,700 a year, below the South Carolina median of $3,600 for fee-only firms that publish prices.
- A one-time plan starts at $7,000, above the US median of $2,000 for fee-only firms that publish prices.
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Questions about Jim
Is Jim Mahaney a fee-only financial advisor?
Yes. Jim Mahaney is listed in the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Jim's firm.
How does Jim charge for financial advice?
Jim charges a one-time planning fee.
How much does Jim charge?
According to Mavericus Retirement Services's website, checked October 28, 2026: ongoing planning from $1,700 a year; one-time plans from $7,000.
Does Jim work with clients virtually?
Yes. Jim's Advice-Only Network profile says they meet with clients virtually.
Where is Jim Mahaney based?
Jim Mahaney is based in Georgetown, South Carolina.
What does Jim specialize in?
Jim's specialties include retirement planning, tax planning and flat-fee planning. Jim works with retirees and pre-retirees.
What credentials does Jim Mahaney hold?
Jim Mahaney holds the CFP credential.
Is Jim Mahaney registered with the SEC?
Yes. Jim Mahaney is registered as an investment adviser representative in NJ, NY and SC (CRD 1408340), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How do I contact Jim Mahaney?
Through Jim's website, mavericusretirement.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- Advice-Only Network listing : advice-only practices, no product sales
- Mavericus Retirement Services website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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