James Schwarz
CLEAR Retirement Advice · San Mateo, California
James Schwarz is a fee-only financial advisor at CLEAR Retirement Advice in San Mateo, California, who holds the CFP, MBA and RICP credentials. James charges an ongoing planning fee (ongoing planning from $6,200 a year) and focuses on retirement planning and tax planning.
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Specialties
Who they serve
- Pre-retirees
- Retirees
Facts
| Firm | CLEAR Retirement Advice |
|---|---|
| Based in | San Mateo, California |
| Fee model | Ongoing planning fee |
| Fees (firm's website) | Ongoing planning from $6,200 a year |
| Accepting new clients | Yes |
| Assets under management | $153.4M across 218 accounts |
| Credentials | CFP · MBA · RICP |
| SEC registration | Investment adviser representative in CA · CRD 1170765 |
| Exams passed | Series 66 (2011) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | clearretirementadvice.com |
How James's firm compares
- Ongoing planning starts at $6,200 a year, in line with the California median of $6,000 for fee-only firms that publish prices.
- CLEAR Retirement Advice's average account is about $704,000, from its Form ADV (assets managed divided by 218 accounts).
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Questions about James
Is James Schwarz a fee-only financial advisor?
Yes. James Schwarz is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by James's firm.
How does James charge for financial advice?
James charges an ongoing planning fee.
How much does James charge?
According to CLEAR Retirement Advice's website, checked October 28, 2026: ongoing planning from $6,200 a year.
Where is James Schwarz based?
James Schwarz is based in San Mateo, California.
What does James specialize in?
James's specialties include retirement planning and tax planning. James works with pre-retirees and retirees.
What credentials does James Schwarz hold?
James Schwarz holds the CFP, MBA and RICP credentials.
Is James Schwarz registered with the SEC?
Yes. James Schwarz is registered as an investment adviser representative in CA (CRD 1170765), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does CLEAR Retirement Advice manage?
CLEAR Retirement Advice reports $153.4M across 218 accounts in assets under management.
How do I contact James Schwarz?
Through James's website, clearretirementadvice.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- CLEAR Retirement Advice website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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