James Munchbach
BayRock Financial · Friendswood, Texas
James Munchbach is a fee-only financial advisor at BayRock Financial in Friendswood, Texas, who holds the CFP and ChFC credentials. James focuses on small business owners, founders (pre-exit) and tax planning. BayRock Financial reports charging a percentage of assets and hourly fees on its Form ADV.
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Specialties
Who they serve
- Founders
Facts
| Firm | BayRock Financial |
|---|---|
| Based in | Friendswood, Texas |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly |
| Accepting new clients | Yes |
| Assets under management | $61.0M across 259 accounts |
| Credentials | CFP · ChFC |
| SEC registration | Investment adviser representative in TX · CRD 3062608 |
| Exams passed | Series 63 (1998) · Series 66 (2015) |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | bayrockfinancial.com |
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Questions about James
Is James Munchbach a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and BayRock Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does James charge for financial advice?
James's firm, BayRock Financial, reports charging a percentage of assets and hourly fees on its SEC Form ADV.
Where is James Munchbach based?
James Munchbach is based in Friendswood, Texas.
What does James specialize in?
James's specialties include small business owners, founders (pre-exit), tax planning, retirement planning and estate & legacy planning. James works with founders.
What credentials does James Munchbach hold?
James Munchbach holds the CFP and ChFC credentials.
Is James Munchbach registered with the SEC?
Yes. James Munchbach is registered as an investment adviser representative in TX (CRD 3062608), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does BayRock Financial manage?
BayRock Financial reports $61.0M across 259 accounts in assets under management.
How do I contact James Munchbach?
Through James's website, bayrockfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- BayRock Financial website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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