Grady Moshay
Advice-only planning for self-directed investors, whether building a plan from scratch or stress testing one already in place.
Emancipare Investment Advisors · Easton, Pennsylvania
Grady Moshay is a fee-only financial advisor at Emancipare Investment Advisors in Easton, Pennsylvania, who holds the MBA and AFC credentials. Grady charges a one-time planning fee and hourly fees (ongoing planning from $3,588 a year and one-time plans from $499) and focuses on retirement planning and flat-fee planning.
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Specialties
Who they serve
- Pre-retirees
- Retirees
About
Grady Moshay leads Emanciparé Investment Advisors, an advice-only firm for people confident managing their own investments who want guidance with a comprehensive plan. Grady builds plans from the ground up, stress tests plans DIYers have already made, offers tax planning and helps with other planning needs, supporting both clients who want ongoing guidance and those working toward full self-sufficiency with consumer-facing tools.
Academic scholarships helped Grady earn a mechanical engineering degree, followed by a corporate career through engineering and leadership roles. Applying sound financial principles at home made an early retirement possible. Along the way, Grady earned an MBA, completed a Certificate in Financial Planning and coached others in personal finance.
Grady's mission is to help people move past financial literacy to financial capability: the confidence, ability and mindset to take control of their financial future.
Facts
| Firm | Emancipare Investment Advisors |
|---|---|
| Based in | Easton, Pennsylvania |
| Fee model | One-time planning fee · Hourly |
| Fees (firm's website) | Ongoing planning from $3,588 a year · One-time plans from $499 · $199 an hour · No asset minimum |
| Fees (Advice-Only Network profile) | One-time plans $2,400 · $199 an hour |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Credentials | MBA · AFC |
| SEC registration | Investment adviser representative in PA, TX · CRD 8052720 |
| Exams passed | Series 65 (2025) |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | www.emancipare.com |
How Grady's firm compares
- Ongoing planning starts at $3,588 a year, in line with the Pennsylvania median of $3,600 for fee-only firms that publish prices.
- A one-time plan starts at $499, below the Pennsylvania median of $1,695 for fee-only firms that publish prices.
- The hourly rate is $199, below the Pennsylvania median of $250 for fee-only firms that publish prices.
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Questions about Grady
Is Grady Moshay a fee-only financial advisor?
Yes. Grady Moshay is listed in the SEC adviser records (the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 29, 2026 show no broker registration and no commission compensation reported by Grady's firm.
How does Grady charge for financial advice?
Grady charges a one-time planning fee and hourly fees.
How much does Grady charge?
According to Emancipare Investment Advisors's website, checked October 30, 2026: ongoing planning from $3,588 a year; one-time plans from $499; $199 an hour; no asset minimum.
Does Grady work with clients virtually?
Yes. Emancipare Investment Advisors says on its website that it works with clients remotely.
Where is Grady Moshay based?
Grady Moshay is based in Easton, Pennsylvania.
What does Grady specialize in?
Grady's specialties include retirement planning and flat-fee planning. Grady works with pre-retirees and retirees.
What credentials does Grady Moshay hold?
Grady Moshay holds the MBA and AFC credentials.
Is Grady Moshay registered with the SEC?
Yes. Grady Moshay is registered as an investment adviser representative in PA and TX (CRD 8052720), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How do I contact Grady Moshay?
Through Grady's website, www.emancipare.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Advice-Only Network listing : advice-only practices, no product sales
- Emancipare Investment Advisors website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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