Eric Niergarth
Retirement Roadmap Financial Planning · San Diego, California
Eric Niergarth is a fee-only financial advisor at Retirement Roadmap Financial Planning in San Diego, California, who holds the CFP and RICP credentials. Eric charges a flat fee or retainer and an ongoing planning fee (ongoing planning from $10,000 a year) and focuses on retirement planning, tax planning and pension planning.
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Specialties
Who they serve
- Pre-retirees
Facts
| Firm | Retirement Roadmap Financial Planning |
|---|---|
| Based in | San Diego, California |
| Fee model | Flat fee or retainer · Ongoing planning fee |
| Fees (firm's website) | Ongoing planning from $10,000 a year |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $65.0M across 99 accounts |
| Credentials | CFP · RICP |
| SEC registration | Investment adviser representative in CA, TX · CRD 5548793 |
| Exams passed | Series 63 (2010) · Series 66 (2013) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | retirementroadmapfinancialplanning.com |
| Profile |
How Eric's firm compares
- Ongoing planning starts at $10,000 a year, above the California median of $6,000 for fee-only firms that publish prices.
- Retirement Roadmap Financial Planning's average account is about $657,000, from its Form ADV (assets managed divided by 99 accounts).
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Questions about Eric
Is Eric Niergarth a fee-only financial advisor?
Yes. Eric Niergarth is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Eric's firm.
How does Eric charge for financial advice?
Eric charges a flat fee or retainer and an ongoing planning fee.
How much does Eric charge?
According to Retirement Roadmap Financial Planning's website, checked October 28, 2026: ongoing planning from $10,000 a year.
Does Eric work with clients virtually?
Yes. Retirement Roadmap Financial Planning says on its website that it works with clients remotely.
Where is Eric Niergarth based?
Eric Niergarth is based in San Diego, California.
What does Eric specialize in?
Eric's specialties include retirement planning, tax planning, pension planning and estate & legacy planning. Eric works with pre-retirees.
What credentials does Eric Niergarth hold?
Eric Niergarth holds the CFP and RICP credentials.
Is Eric Niergarth registered with the SEC?
Yes. Eric Niergarth is registered as an investment adviser representative in CA and TX (CRD 5548793), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Retirement Roadmap Financial Planning manage?
Retirement Roadmap Financial Planning reports $65.0M across 99 accounts in assets under management.
How do I contact Eric Niergarth?
Through Eric's website, retirementroadmapfinancialplanning.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Retirement Roadmap Financial Planning website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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