DeDe Smolen
Innovative Financial, LLC · Lakewood, Colorado
DeDe Smolen is a fee-only financial advisor at Innovative Financial, LLC in Lakewood, Colorado, who holds the CFP and CPA credentials. DeDe focuses on retirement planning, tax planning and divorce financial planning. Innovative Financial, LLC reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Specialties
Who they serve
- Retirees
- Pre-retirees
- Divorced individuals
- Founders
- High earners
Facts
| Firm | Innovative Financial, LLC |
|---|---|
| Based in | Lakewood, Colorado |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $105.3M across 85 accounts |
| Credentials | CFP · CPA |
| SEC registration | Investment adviser representative in CO, TX · CRD 4436189 |
| Firm size | 3 employees |
| Disclosures | None reported |
| Website | innovativefinancial.com |
How DeDe's firm compares
- Innovative Financial, LLC's average account is about $1.2 million, from its Form ADV (assets managed divided by 85 accounts).
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Questions about DeDe
Is DeDe Smolen a fee-only financial advisor?
Yes. DeDe Smolen is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by DeDe's firm.
How does DeDe charge for financial advice?
DeDe's firm, Innovative Financial, LLC, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is DeDe Smolen based?
DeDe Smolen is based in Lakewood, Colorado.
What does DeDe specialize in?
DeDe's specialties include retirement planning, tax planning, divorce financial planning and small business owners. DeDe works with retirees, pre-retirees, divorced individuals, founders and high earners.
What credentials does DeDe Smolen hold?
DeDe Smolen holds the CFP and CPA credentials.
Is DeDe Smolen registered with the SEC?
Yes. DeDe Smolen is registered as an investment adviser representative in CO and TX (CRD 4436189), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Innovative Financial, LLC manage?
Innovative Financial, LLC reports $105.3M across 85 accounts in assets under management.
How do I contact DeDe Smolen?
Through DeDe's website, innovativefinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- Innovative Financial, LLC website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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