Carolyn Masline
CareGen Wealth Management · San Mateo, California
Carolyn Masline is a fee-only financial advisor at CareGen Wealth Management in San Mateo, California, who holds the CDFA, CFP and MBA credentials. Carolyn charges a percentage of assets, a one-time planning fee, hourly fees and an ongoing planning fee (ongoing planning from $3,600 a year and one-time plans from $7,500) and focuses on divorce financial planning, family wealth transfer and sustainable & impact investing.
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Specialties
Who they serve
- Multi-generational families
- Divorced individuals
Facts
| Firm | CareGen Wealth Management |
|---|---|
| Based in | San Mateo, California |
| Fee model | Percentage of assets · One-time planning fee · Hourly · Ongoing planning fee |
| Fees (firm's website) | Ongoing planning from $3,600 a year · One-time plans from $7,500 · $450 an hour · 1% a year on the first tier of assets managed |
| Assets under management | $109.9M across 150 accounts |
| Credentials | CDFA · CFP · MBA |
| SEC registration | Investment adviser representative in CA · CRD 5166131 |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | caregenwealth.com |
| Profile |
How Carolyn's firm compares
- Ongoing planning starts at $3,600 a year, below the California median of $6,000 for fee-only firms that publish prices.
- A one-time plan starts at $7,500, above the California median of $2,500 for fee-only firms that publish prices.
- The hourly rate is $450, above the California median of $300 for fee-only firms that publish prices.
- CareGen Wealth Management's average account is about $733,000, from its Form ADV (assets managed divided by 150 accounts).
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Questions about Carolyn
Is Carolyn Masline a fee-only financial advisor?
Yes. Carolyn Masline is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Carolyn's firm.
How does Carolyn charge for financial advice?
Carolyn charges a percentage of assets, a one-time planning fee, hourly fees and an ongoing planning fee.
How much does Carolyn charge?
According to CareGen Wealth Management's website, checked October 28, 2026: ongoing planning from $3,600 a year; one-time plans from $7,500; $450 an hour; 1% a year on the first tier of assets managed.
Where is Carolyn Masline based?
Carolyn Masline is based in San Mateo, California.
What does Carolyn specialize in?
Carolyn's specialties include divorce financial planning, family wealth transfer, sustainable & impact investing and equity compensation. Carolyn works with multi-generational families and divorced individuals.
What credentials does Carolyn Masline hold?
Carolyn Masline holds the CDFA, CFP and MBA credentials.
Is Carolyn Masline registered with the SEC?
Yes. Carolyn Masline is registered as an investment adviser representative in CA (CRD 5166131), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does CareGen Wealth Management manage?
CareGen Wealth Management reports $109.9M across 150 accounts in assets under management.
How do I contact Carolyn Masline?
Through Carolyn's website, caregenwealth.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- CareGen Wealth Management website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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