Annette Di Bello
Founder & CEO · Di Bello Financial · Mission Viejo, CA
Annette Di Bello is a fee-only financial advisor at Di Bello Financial in Mission Viejo, CA, who holds the CFP, CPA and PFS credentials. Annette charges a percentage of assets and focuses on equity compensation, physicians & residents and retirement planning.
Who Annette works best with
Our ideal clients are high-net-worth individuals, families, business owners, executives, and retirees with $1 million or more in investable assets who value personalized, actively managed investment portfolios and sophisticated tax planning. They seek a long-term fiduciary relationship with an experienced advisor who combines investment expertise with CPA/PFS and CFP® credentials. We are particularly well suited for clients with complex financial circumstances, substantial taxable portfolios, concentrated stock positions, retirement income needs, or significant tax considerations. Our clients appreciate direct access to the firm's founder, customized portfolios of individual stocks and bonds, and a tax-efficient investment strategy designed around their individual objectives rather than standardized investment models.
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Specialties
Who they serve
- Founders
- Executives
- Tech employees
- Physicians
- Retirees
- Pre-retirees
- High earners
Background
Annette Di Bello, CPA/PFS, CFP®, began her career in accounting over 35 years ago, progressing through increasingly responsible roles in accounting, taxation, and financial services. After earning her CPA license in 2005 and CFP® certification in 2008, she founded Di Bello Financial in 2012 as an independent Registered Investment Advisor to combine her tax expertise with personalized investment management and comprehensive financial planning.
Facts
| Firm | Di Bello Financial |
|---|---|
| Based in | Mission Viejo, CA |
| Also serves | Los Angeles, San Diego, CA |
| Fee model | Percentage of assets (fee-only) |
| Engagement | $1,000,000 |
| Years practicing | 21 |
| Credentials | CFP · CPA · PFS™ |
| Registration | Registered investment adviser representative (CRD 6004177) · checked on SEC IAPD Oct 27, 2026Not registered as a broker; firm's Form ADV reports no commission compensation |
| Website | dibellofinancialinc.com |
| Profile |
Request an introduction to Annette
Tell Annette a little about what you're looking for. Your message goes only to Annette, who'll reply to you directly. No cost, no obligation.
Outside the office
Outside of work, I enjoy spending time with family, staying active, traveling, and exploring new places. I value lifelong learning, meaningful relationships, and maintaining a healthy balance between my professional and personal life.
Questions about Annette
Is Annette Di Bello a fee-only financial advisor?
Yes. Annette Di Bello is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records checked October 27, 2026 show no broker registration and no commission compensation reported by the firm.
How does Annette charge for financial advice?
Annette charges a percentage of assets. Engagement: $1,000,000.
Where is Annette Di Bello based?
Annette Di Bello is based in Mission Viejo, CA. Annette also serves clients in Los Angeles and San Diego, CA. Annette works with clients virtually.
What does Annette specialize in?
Annette's specialties include equity compensation, physicians & residents, retirement planning, tax planning, small business owners and family wealth transfer. Annette works with founders, executives, tech employees, physicians and retirees.
Who is Annette's ideal client?
Our ideal clients are high-net-worth individuals, families, business owners, executives, and retirees with $1 million or more in investable assets who value personalized, actively managed investment portfolios and sophisticated tax planning. They seek a long-term fiduciary relationship with an experienced advisor who combines investment expertise with CPA/PFS and CFP® credentials. We are particularly well suited for clients with complex financial circumstances, substantial taxable portfolios, concentrated stock positions, retirement income needs, or significant tax considerations. Our clients appreciate direct access to the firm's founder, customized portfolios of individual stocks and bonds, and a tax-efficient investment strategy designed around their individual objectives rather than standardized investment models.
What credentials does Annette Di Bello hold?
Annette Di Bello holds the CFP, CPA and PFS™ credentials.
How long has Annette been a financial advisor?
Annette has been practicing for 21 years.
Is Annette Di Bello registered with the SEC?
Yes. Annette Di Bello is a registered investment adviser representative (CRD 6004177), per SEC Investment Adviser Public Disclosure, checked October 27, 2026.
How do I contact Annette?
Use the introduction form on Annette's Wellspent page; Annette replies to you directly. There's no cost or obligation.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- Record details provided by Annette, last updated October 27, 2026.
- Directory listing last checked October 27, 2026.
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