Andrew Gray
Gray Wealth Strategies · Bend, Oregon
Andrew Gray is a fee-only financial advisor at Gray Wealth Strategies in Bend, Oregon, who holds the CFP and CRPC credentials. Andrew charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee (ongoing planning from $20,000 a year and one-time plans from $8,000) and focuses on flat-fee planning, retirement planning and tax planning.
Request an introduction to Andrew →
Specialties
Who they serve
- Pre-retirees
- Retirees
Facts
| Firm | Gray Wealth Strategies |
|---|---|
| Based in | Bend, Oregon |
| Fee model | Flat fee or retainer · Ongoing planning fee · One-time planning fee |
| Fees (firm's website) | Ongoing planning from $20,000 a year · One-time plans from $8,000 |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $91.0M across 152 accounts |
| Credentials | CFP · CRPC |
| SEC registration | Investment adviser representative in CA, OR, TX · CRD 5246929 |
| Exams passed | Series 66 (2007) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | graywealthstrategies.com |
| Profile |
How Andrew's firm compares
- Ongoing planning starts at $20,000 a year, above the Oregon median of $5,000 for fee-only firms that publish prices.
- A one-time plan starts at $8,000, above the Oregon median of $2,500 for fee-only firms that publish prices.
- Gray Wealth Strategies's average account is about $599,000, from its Form ADV (assets managed divided by 152 accounts).
Request an introduction to Andrew
Tell Andrew a little about what you're looking for. Andrew isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Andrew
Is Andrew Gray a fee-only financial advisor?
Yes. Andrew Gray is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Andrew's firm.
How does Andrew charge for financial advice?
Andrew charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee.
How much does Andrew charge?
According to Gray Wealth Strategies's website, checked October 28, 2026: ongoing planning from $20,000 a year; one-time plans from $8,000.
Does Andrew work with clients virtually?
Yes. Gray Wealth Strategies says on its website that it works with clients remotely.
Where is Andrew Gray based?
Andrew Gray is based in Bend, Oregon.
What does Andrew specialize in?
Andrew's specialties include flat-fee planning, retirement planning, tax planning and estate & legacy planning. Andrew works with pre-retirees and retirees.
What credentials does Andrew Gray hold?
Andrew Gray holds the CFP and CRPC credentials.
Is Andrew Gray registered with the SEC?
Yes. Andrew Gray is registered as an investment adviser representative in CA, OR and TX (CRD 5246929), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Gray Wealth Strategies manage?
Gray Wealth Strategies reports $91.0M across 152 accounts in assets under management.
How do I contact Andrew Gray?
Through Andrew's website, graywealthstrategies.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- Gray Wealth Strategies website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
See something wrong? Request a correction. Read our methodology.