Adam Coleman
Hourly fiduciary planning for millennials, Gen X and FIRE enthusiasts handling home buying, family, debt and DIY investing.
Nectarine · Charlotte, North Carolina
Adam Coleman is a fee-only financial advisor at Nectarine in Charlotte, North Carolina, who holds the CRPC, AFC and CDLP credentials. Adam charges a subscription, a one-time planning fee and hourly fees (subscription $500 a month and subscription $1,500 a quarter) and focuses on retirement planning, tax planning and real estate investors.
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Specialties
Who they serve
- Pre-retirees
- Retirees
About
Adam Coleman is an hourly fiduciary planner at Nectarine. He has always loved personal finance but was frustrated by an industry built around selling and serving the rich, so for 20 years he has worked to make financial education accessible to people who need it.
Adam's clients are mostly millennials, Gen X and FIRE enthusiasts working through the messy middle of life: buying a home, starting a family, getting out of debt, starting out as DIY investors or planning an early retirement. He aims to keep planning simple, transparent and practical, without hidden agendas or sales pressure.
Facts
| Firm | Nectarine |
|---|---|
| Based in | Charlotte, North Carolina |
| Fee model | Subscription · One-time planning fee · Hourly |
| Fees (Advice-Only Network profile) | Subscription $500 a month · Subscription $1,500 a quarter · Subscription $6,000 a year · One-time plans from $2,500 · $500 an hour |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Credentials | CRPC · AFC · CDLP |
| SEC registration | Investment adviser representative in NC, TX · CRD 7878651 |
| Exams passed | Series 65 (2024) |
| Firm size | 29 employees |
| Disclosures | None reported |
| Website | adamcolemanfinance.com |
How Adam's firm compares
- Ongoing planning starts at $6,000 a year, above the North Carolina median of $4,500 for fee-only firms that publish prices.
- A one-time plan starts at $2,500, above the North Carolina median of $1,950 for fee-only firms that publish prices.
- The hourly rate is $500, above the North Carolina median of $250 for fee-only firms that publish prices.
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Questions about Adam
Is Adam Coleman a fee-only financial advisor?
Yes. Adam Coleman is listed in the Advice-Only Network (advice-only practices, no product sales). SEC records as of November 2, 2026 show no broker registration and no commission compensation reported by Adam's firm.
How does Adam charge for financial advice?
Adam charges a subscription, a one-time planning fee and hourly fees.
Does Adam work with clients virtually?
Yes. Adam's Advice-Only Network profile says they meet with clients virtually.
Where is Adam Coleman based?
Adam Coleman is based in Charlotte, North Carolina.
What does Adam specialize in?
Adam's specialties include retirement planning, tax planning and real estate investors. Adam works with pre-retirees and retirees.
What credentials does Adam Coleman hold?
Adam Coleman holds the CRPC, AFC and CDLP credentials.
Is Adam Coleman registered with the SEC?
Yes. Adam Coleman is registered as an investment adviser representative in NC and TX (CRD 7878651), per SEC Investment Adviser Public Disclosure data as of November 2, 2026.
How do I contact Adam Coleman?
Through Adam's website, adamcolemanfinance.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- Advice-Only Network listing : advice-only practices, no product sales
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of November 2, 2026
- Directory listing last checked November 2, 2026.
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