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Financial advisors for retirement planning in St. Louis, Missouri

Which financial advisor should I talk to about retirement planning in St. Louis?

For retirement planning in St. Louis, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Mark Schweiss of Modern Dollar Planning, David Foster of Gateway Wealth Management, LLC and Craig Toberman of Toberman Becker Wealth, LLC.

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Where to start

Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.

  • Mark Schweiss Modern Dollar Planning, St. Louis City Holds the CFP and CPA. Fees on file: flat fee or retainer, one-time planning fee.
  • David Foster Gateway Wealth Management, LLC, Saint Louis Holds the RICP and CFP. Fees on file: percentage of assets.
  • Craig Toberman Toberman Becker Wealth, LLC, St. Louis City Holds the CFP and CPA. Fees on file: percentage of assets.
  • Ryan Furlong Parkwoods Wealth Partners, St Louis Holds the CFP. Fees on file: percentage of assets.
  • Lei Deng Core Planning, LLC, Saint Louis Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
  • Brad Tinnon B.E.S.T. Wealth Management, St. Louis City Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.

How many fee-only financial advisors in St. Louis work on retirement planning?

The Wellspent public graph lists 30 fee-only advisors for retirement planning in St. Louis, at 15 firms. We counted every advisor record that lists this work, as of October 2026.

How do fee-only advisors for retirement planning in St. Louis charge?

The most common fee among fee-only advisors for retirement planning in St. Louis is a percentage of assets, used by 93% of the 30 with fees on file. Many use more than one: 63% charge by the hour and 57% charge fixed fees.

How much do fee-only financial advisors charge in Missouri?

Fee-only financial advisors in Missouri charge a median of $4,770 a year for ongoing planning. We found this across the published prices of 18 Missouri firms.

How much does a one-time financial plan cost in Missouri?

A one-time financial plan from a fee-only firm in Missouri has a median price of $2,000. We found this across the published prices of 14 Missouri firms.

See every fee-only advisor fee in Missouri

What credentials should a financial advisor for retirement planning have?

For retirement planning, look for the RICP, CFP and CPA. In St. Louis, 47% of the 30 advisors listed hold the CFP.

RICP3% in St. Louis
The RICP is built around retirement income specifically.
CFP47% in St. Louis
The CFP covers income, tax, insurance, and estate decisions together.
CPA7% in St. Louis
CPAs help with the tax side of withdrawals.

How do St. Louis advisors for retirement planning compare with the rest of the US?

63% of fee-only advisors for retirement planning in St. Louis charge by the hour, compared with 45% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.

  • Hold the RICP 3% 1%
  • Hold the CFP 47% 46%
  • Hold the CPA 7% 2%
  • Charge a percentage of assets 93% 87%
  • Charge by the hour 63% 45%
  • Charge fixed fees 57% 47%

Dark bars are St. Louis. Light bars are all US advisors for retirement planning.

Does Missouri tax Social Security?

No. Missouri doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.

What should I ask a financial advisor about retirement planning in St. Louis?

  1. How do you decide which accounts I draw from first?
  2. When would you have me claim Social Security, and why?
  3. How do you handle a bad market in my first years of retirement?
  4. Will you run Roth conversion scenarios for me each year?
  5. How does Missouri tax each source of my retirement income?

How current is this list of fee-only advisors for retirement planning in St. Louis?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

All 30 advisors

Fee-only advisors for retirement planning in St. Louis: advisor, firm, city, credentials, and fees
AdvisorFirmCityCredentialsFees
Craig Toberman Toberman Becker Wealth, LLC St. Louis CFA, CFP, CPA, MBA Percentage of assets
Lei Deng Efficient financial plans and investing for busy skilled trades professionals Core Planning, LLC Saint Louis CFP, CFA Percentage of assets, Flat fee or retainer
David Foster Gateway Wealth Management, LLC Saint Louis CFP, RICP, CAP Percentage of assets
Mark Schweiss Modern Dollar Planning St. Louis CFP, CFA, CPA Flat fee or retainer, One-time planning fee
Ryan Furlong Tax Efficient Wealth Management for families who want to leave a legacy. Parkwoods Wealth Partners St Louis CFP Percentage of assets
Brad Tinnon B.E.S.T. Wealth Management St. Louis CFP Percentage of assets, Flat fee or retainer
Christopher Battreall Precision Wealth Strategies St. Louis CFP Percentage of assets, Hourly
Spencer Funk Precision Wealth Strategies St. Louis CFP Percentage of assets, Hourly
Garrett Gould Halyard Financial St. Louis CFP Percentage of assets
Joseph Darpel Smart Steps Wealth Management St. Louis CFP Percentage of assets, Fixed fees
Michael Brady Brady Family Wealth Saint Louis CFP Percentage of assets, Hourly
Robert Barrale KEB – Kerber, Eck & Braeckel St. Louis CFP Percentage of assets, Hourly
Thomas Brady Brady Family Wealth Saint Louis CFP, CFA Percentage of assets, Hourly
Matthew Lambdin Method Finance St. Louis CFA Percentage of assets, Flat fee or retainer
Samuel Heveroh Stonebridge Financial Group St. Louis CFP Percentage of assets, Hourly
Alexander Hoover Precision Wealth Strategies St. Louis Not listed Percentage of assets, Hourly
Brandon Oliver Oliver Wealth Management St. Louis Not listed Ongoing planning fee
Daniel Berg B.E.S.T. Wealth Management St. Louis Not listed Percentage of assets, Flat fee or retainer
Darin Robinson Precision Wealth Strategies St. Louis Not listed Percentage of assets, Hourly
Gina Reeves KEB – Kerber, Eck & Braeckel St. Louis PFS Percentage of assets, Hourly
Nathan Cameron Precision Wealth Strategies St. Louis Not listed Percentage of assets, Hourly
Steven Dumstorff KEB – Kerber, Eck & Braeckel St. Louis PFS Percentage of assets, Hourly
Trevor O'Connor Precision Wealth Strategies St. Louis Not listed Percentage of assets, Hourly
Fetzer Crockett 4-C Wealth St. Louis Not listed Percentage of assets, Fixed fees
Cole Myers Stonebridge Financial Group St. Louis Not listed Percentage of assets, Hourly
James Gura Stonebridge Financial Group St. Louis Not listed Percentage of assets, Hourly
Jeffrey Heveroh Stonebridge Financial Group St. Louis Not listed Percentage of assets, Hourly
Matthew Myers Stonebridge Financial Group St. Louis Not listed Percentage of assets, Hourly
Michael Myers Stonebridge Financial Group St. Louis Not listed Percentage of assets, Hourly
Timothy Nenninger Stonebridge Financial Group St. Louis Not listed Percentage of assets, Hourly

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