Joseph Darpel
Smart Steps Wealth Management · St. Louis, Missouri
Joseph Darpel is a fee-only financial advisor at Smart Steps Wealth Management in St. Louis, Missouri, who holds the CFP credential. Joseph focuses on retirement planning, estate & legacy planning and tax planning. Smart Steps Wealth Management reports charging a percentage of assets and fixed fees on its Form ADV.
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Specialties
Facts
| Firm | Smart Steps Wealth Management |
|---|---|
| Based in | St. Louis, Missouri |
| Fee model (firm's Form ADV) | Percentage of assets · Fixed fees |
| Assets under management | $81.5M across 280 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in FL, MO, TX, VA · CRD 2271298 |
| Exams passed | Series 63 (1993) · Series 65 (2005) |
| Firm size | 1 employee |
| Disclosures | Reported; see the SEC record |
| Website | smartstepswealth.com |
How Joseph's firm compares
- Smart Steps Wealth Management's average account is about $291,000, from its Form ADV (assets managed divided by 280 accounts).
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Questions about Joseph
Is Joseph Darpel a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Joseph holds no broker registration, and Smart Steps Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Joseph charge for financial advice?
Joseph's firm, Smart Steps Wealth Management, reports charging a percentage of assets and fixed fees on its SEC Form ADV.
Where is Joseph Darpel based?
Joseph Darpel is based in St. Louis, Missouri.
What does Joseph specialize in?
Joseph's specialties include retirement planning, estate & legacy planning and tax planning.
What credentials does Joseph Darpel hold?
Joseph Darpel holds the CFP credential.
Is Joseph Darpel registered with the SEC?
Yes. Joseph Darpel is registered as an investment adviser representative in FL, MO, TX and VA (CRD 2271298), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.
How much does Smart Steps Wealth Management manage?
Smart Steps Wealth Management reports $81.5M across 280 accounts in assets under management.
How do I contact Joseph Darpel?
Through Joseph's website, smartstepswealth.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in St. Louis
Other advisors in Missouri who focus on retirement planning
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Smart Steps Wealth Management website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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