R&V Personal Finance
Decorah, Iowa
R&V Personal Finance at a glance
- One of 62 fee-only firms based in Iowa in the Wellspent graph.
- 2 advisors are listed here; all hold the CFP.
- Its Form ADV reports 1 employee and 16 individual clients, 4 of them high net worth.
- Its average account is about $550,000 (assets it manages divided by its 16 accounts).
Facts
| Based in | Decorah, Iowa |
|---|---|
| Website | rvpersonalfinance.com |
| [email protected] | |
| Phone | (776) 485-5535 |
Questions about R&V Personal Finance
How much does R&V Personal Finance charge?
R&V Personal Finance publishes these prices: ongoing planning: from $2,400 a year; one-time plan: from $1,500; hourly: $300 an hour; asset-based fee: 0.96% a year on the first tier of assets. We found this on its website, checked October 28, 2026.
How is R&V Personal Finance paid?
R&V Personal Finance's Form ADV says it is paid by: percentage of assets, hourly, fixed fees.
How many advisors does R&V Personal Finance have in the Wellspent public graph?
The Wellspent public graph lists 2 advisors at R&V Personal Finance, and 2 hold the CFP.
What is the average account at R&V Personal Finance?
R&V Personal Finance's average account is about $550,000. That's the assets on its Form ADV divided by its 16 accounts.
What does R&V Personal Finance specialize in?
R&V Personal Finance's advisors and website list physicians & residents, retirement planning, divorce financial planning and student loans.
R&V Personal Finance fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $2,400 a year |
|---|---|
| One-time plan | From $1,500 |
| Hourly | $300 an hour |
| Asset-based fee | 0.96% a year on the first tier of assets |
| How it charges | Percentage of assets · Ongoing planning fee · Hourly · One-time plans or projects |
In the firm's words
"Fees range from $200-$500/mo with a one-time foundational planning fee of $1,500-$3,000." source
"Fees range from $200-$500/mo with a one-time foundational planning fee of $1,500-$3,000." source
"with no ongoing commitment, at a rate of $300/hour" source
"$0-$250,00: 0.96%" source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $9 million |
| Individual clients | 12 |
| High-net-worth clients | 4 |
| Accounts managed | 16 |
| Employees | 1 |
| Planning clients | 26-50 |
| Financial planning | Offered |
| Form ADV filed | March 5, 2026 |
| SEC record | CRD 301513 |
Advisors at this firm (2)
Other fee-only firms in Iowa
- R&V Personal Finance, LLC · Decorah
- Red Cedar Advisory · Cedar Rapids
- Redspire Wealth Management, LLC · West Des Moines
- Reed Financial · Urbandale
- Rockway Wealth Partners · Urbandale
- Rothamel Wealth Management · Urbandale
- Simplified Planning · Johnston
- St. Therese Financial · Bettendorf