Firm
Navigate Financial
Laguna Niguel, California
Fee-only
Navigate Financial at a glance
- One of 1,191 fee-only firms based in California in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 1 employee and 45 individual clients, 15 of them high net worth.
- Its average account is about $333,000 (assets it manages divided by its 124 accounts).
Fee-only advisors in California · What fee-only advisors charge in California
Facts
| Based in | Laguna Niguel, California |
|---|---|
| Website | navigate-financial.com |
| Phone | (949) 831-3899 |
Navigate Financial fees
What the firm's own website says it charges, checked October 30, 2026. We keep a price only when the exact words stating it appear on the page.
| Account minimum | $100,000 |
|---|
In the firm's words
"current account minimum is $100,000. Exceptions are made on a case by case basis." source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets |
|---|---|
| Assets managed | $41 million |
| Individual clients | 30 |
| High-net-worth clients | 15 |
| Accounts managed | 124 |
| Employees | 1 |
| Planning clients | 1-10 |
| Financial planning | Offered |
| Form ADV filed | March 17, 2026 |
| SEC record | CRD 168711 |