Firm
Michael Garber Financial Planning
Cupertino, California
Fee-only
Michael Garber Financial Planning at a glance
- One of 1,191 fee-only firms based in California in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 1 employee.
- Its website says it's taking new clients.
Fee-only advisors in California · What fee-only advisors charge in California
Facts
| Based in | Cupertino, California |
|---|---|
| Website | michaelgarber.com |
| [email protected] | |
| Phone | (650) 492-3616 |
Michael Garber Financial Planning fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Account minimum | None |
|---|---|
| How it charges | Flat fee · Ongoing planning fee |
In the firm's words
"Michael Garber Financial Planning has no client income or asset minimums" source
"Open retainer services are delivered on a flat fee basis , and are billed quarterly ." source
"Open retainer services are delivered on a flat fee basis , and are billed quarterly ." source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Hourly · Fixed fees |
|---|---|
| Employees | 1 |
| Planning clients | 26-50 |
| Financial planning | Offered |
| Form ADV filed | January 2, 2026 |
| SEC record | CRD 133943 |