Firm
Luminary Financial Advisors
Cocoa Beach, Florida
Fee-only
Luminary Financial Advisors at a glance
- One of 570 fee-only firms based in Florida in the Wellspent graph.
- 2 advisors are listed here.
- Its Form ADV reports 1 employee and 33 individual clients, 5 of them high net worth.
- Its average account is about $161,000 (assets it manages divided by its 117 accounts).
- Its ongoing planning fee starts at $4,800 a year, above the Florida median of $4,200.
- Its website says it's taking new clients.
- It works with clients virtually as well as in person.
Fee-only advisors in Florida · What fee-only advisors charge in Florida
Facts
| Based in | Cocoa Beach, Florida |
|---|---|
| Website | luminaryfinancialadvisors.com |
| Phone | (321) 333-4923 |
Luminary Financial Advisors fees
What the firm's own website says it charges, checked October 30, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $4,800 a year |
|---|---|
| How it charges | Ongoing planning fee |
In the firm's words
"Less than $500,000 $4,800 per year" source
"$4,800 per year" source
"This is best suited for someone who prefers a long-term relationship for ongoing services related to their Financial Plan." source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Fixed fees |
|---|---|
| Assets managed | $19 million |
| Individual clients | 28 |
| High-net-worth clients | 5 |
| Accounts managed | 117 |
| Employees | 1 |
| Planning clients | 26-50 |
| Financial planning | Offered |
| Form ADV filed | March 6, 2026 |
| SEC record | CRD 305865 |