Firm
Financial Planning for Real People
Seattle, Washington
Fee-only
Financial Planning for Real People at a glance
- One of 298 fee-only firms based in Washington in the Wellspent graph.
- 1 advisor is listed here, who holds the ChFC.
- Its Form ADV reports 1 employee and 18 individual clients, 1 of them high net worth.
- Its average account is about $152,000 (assets it manages divided by its 36 accounts).
- Its hourly rate of $250 is below the Washington median of $300.
Fee-only advisors in Washington · What fee-only advisors charge in Washington
Facts
| Based in | Seattle, Washington |
|---|---|
| Website | fp4realpeople.com |
| Phone | (206) 387-3899 |
Financial Planning for Real People fees
What the firm's own website says it charges, checked October 30, 2026. We keep a price only when the exact words stating it appear on the page.
| Hourly | $250 an hour |
|---|---|
| Asset-based fee | 0.85% a year on the first tier of assets |
| Account minimum | None |
| How it charges | Hourly · Percentage of assets |
In the firm's words
"Pricing: $250 per hour" source
"Pricing: 0.85% for all assets managed, no minimum requirement." source
"Pricing: 0.85% for all assets managed, no minimum requirement." source
"Pricing: 0.85% for all assets managed, no minimum requirement." source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $5 million |
| Individual clients | 17 |
| High-net-worth clients | 1 |
| Accounts managed | 36 |
| Employees | 1 |
| Planning clients | 11-25 |
| Financial planning | Offered |
| Form ADV filed | April 6, 2026 |
| SEC record | CRD 326918 |