Firm
Encover Personal Finance LLC
Fremont, California
Fee-only
Encover Personal Finance LLC at a glance
- One of 1,191 fee-only firms based in California in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 1 employee.
- Its ongoing planning fee starts at $3,000 a year, below the California median of $6,000.
- Its hourly rate of $300 is in line with the California median of $300.
- Its website says it's taking new clients.
- It works with clients virtually as well as in person.
- Advice is offered in Hindi, Tamil and English.
Fee-only advisors in California · What fee-only advisors charge in California
Facts
| Based in | Fremont, California |
|---|---|
| Website | encoverpersonalfinance.com |
| [email protected] | |
| Phone | (510) 552-5098 |
Encover Personal Finance LLC fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $3,000 a year |
|---|---|
| One-time plan | From $2,400 |
| Hourly | $300 an hour |
| Account minimum | None |
| How it charges | Flat fee · Ongoing planning fee · One-time plans or projects · Hourly |
In the firm's words
"Fees: $250 - $300 - $350 per month" source
"Fees: $2,400 - $3,200 - $4,000" source
"Fees: $300 per hour" source
"No Asset Minimum : Your investments could be any amount to accommodate young clients" source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Hourly · Fixed fees |
|---|---|
| Employees | 1 |
| Planning clients | 51-100 |
| Financial planning | Offered |
| Form ADV filed | February 17, 2026 |
| SEC record | CRD 297367 |