Firm
Calibration Financial
Milaca, Minnesota
Fee-only
Calibration Financial at a glance
- One of 180 fee-only firms based in Minnesota in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 1 employee and 85 individual clients, 3 of them high net worth.
- Its average account is about $71,000 (assets it manages divided by its 228 accounts).
- Its ongoing planning fee starts at $2,400 a year, above the Minnesota median of $2,100.
- Its website says it's taking new clients.
- It works with clients virtually as well as in person.
Fee-only advisors in Minnesota · What fee-only advisors charge in Minnesota
Facts
| Based in | Milaca, Minnesota |
|---|---|
| Website | calibrationfinancial.com/about |
| [email protected] | |
| Phone | (320) 362-6002 |
Calibration Financial fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $2,400 a year |
|---|---|
| Account minimum | None |
| How it charges | Flat fee · Ongoing planning fee · One-time plans or projects · Hourly · Percentage of assets |
In the firm's words
"The minimum fee for this service is $2400 and is calculated upward based upon the complexities of each situation." source
"No. My structure allows me to work with clients of all asset levels." source
"looking for a comprehensive engagement for a flat annual fee, which includes financial planning and investment management." source
"looking for a comprehensive engagement for a flat annual fee, which includes financial planning and investment management." source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $16 million |
| Individual clients | 82 |
| High-net-worth clients | 3 |
| Accounts managed | 228 |
| Employees | 1 |
| Planning clients | 51-100 |
| Financial planning | Offered |
| Form ADV filed | March 27, 2026 |
| SEC record | CRD 304118 |
Advisors at this firm (1)
Other fee-only firms in Minnesota
- Captar Private Wealth · St. Louis Park
- Carson Capital · St. Louis Park
- Castle Rock Financial Planning, Inc. · Mendota Heights
- Celadon Managed Wealth · Plymouth
- Clerestory Advisors, Inc. · Bloomington
- Colleen Weber CPA · Chanhassen
- Compass Capital Management · Minneapolis
- Compass Private Wealth Consulting · Prior Lake