Firm
Breakwater Capital
Kalamazoo, Michigan
Fee-only
Breakwater Capital at a glance
- One of 237 fee-only firms based in Michigan in the Wellspent graph.
- 2 advisors are listed here; all hold the CFP.
- Its Form ADV reports 2 employees and 137 individual clients, 47 of them high net worth.
- Its average account is about $336,000 (assets it manages divided by its 466 accounts).
Fee-only advisors in Michigan · What fee-only advisors charge in Michigan
Facts
| Based in | Kalamazoo, Michigan |
|---|---|
| Website | breakwater.capital |
| Phone | (269) 903-2360 |
Breakwater Capital fees
Breakwater Capital doesn't publish its prices on its website, or we couldn't confirm them word for word. Ask for its Form ADV Part 2A, which must describe its fees.
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly |
|---|---|
| Assets managed | $157 million |
| Individual clients | 90 |
| High-net-worth clients | 47 |
| Accounts managed | 466 |
| Employees | 2 |
| Planning clients | 0 |
| Registered with | The SEC (801-118620) |
| Financial planning | Offered |
| Form ADV filed | March 31, 2026 |
| SEC record | CRD 172498 |