Zak Lutz
LifeGuide Financial Advisors · Mechanicsburg, Pennsylvania
Zak Lutz is a fee-only financial advisor at LifeGuide Financial Advisors in Mechanicsburg, Pennsylvania, who holds the CFP, CKA and RLP credentials. Zak charges a percentage of assets and an ongoing planning fee (0.45%–1.37% a year of assets managed) and focuses on retirement planning.
Request an introduction to Zak →
Specialties
Who they serve
- Retirees
- Founders
Facts
| Firm | LifeGuide Financial Advisors |
|---|---|
| Based in | Mechanicsburg, Pennsylvania |
| Fee model | Percentage of assets · Ongoing planning fee |
| Fees (firm's website) | 0.45%–1.37% a year of assets managed |
| Assets under management | $562.9M across 2,715 accounts |
| Credentials | CFP · CKA · RLP |
| SEC registration | Investment adviser representative in PA · CRD 5355724 |
| Exams passed | Series 66 (2007) |
| Firm size | 25 employees |
| Disclosures | None reported |
| Website | lifeguidefa.com |
| Profile |
How Zak's firm compares
- LifeGuide Financial Advisors's average account is about $207,000, from its Form ADV (assets managed divided by 2,715 accounts).
Request an introduction to Zak
Tell Zak a little about what you're looking for. Zak isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Zak
Is Zak Lutz a fee-only financial advisor?
Yes. Zak Lutz is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Zak's firm.
How does Zak charge for financial advice?
Zak charges a percentage of assets and an ongoing planning fee.
How much does Zak charge?
According to LifeGuide Financial Advisors's website, checked October 28, 2026: 0.45%–1.37% a year of assets managed.
Where is Zak Lutz based?
Zak Lutz is based in Mechanicsburg, Pennsylvania.
What does Zak specialize in?
Zak's specialties include retirement planning. Zak works with retirees and founders.
What credentials does Zak Lutz hold?
Zak Lutz holds the CFP, CKA and RLP credentials.
Is Zak Lutz registered with the SEC?
Yes. Zak Lutz is registered as an investment adviser representative in PA (CRD 5355724), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does LifeGuide Financial Advisors manage?
LifeGuide Financial Advisors reports $562.9M across 2,715 accounts in assets under management.
How do I contact Zak Lutz?
Through Zak's website, lifeguidefa.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- LifeGuide Financial Advisors website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
See something wrong? Request a correction. Read our methodology.