Timothy Tuinstra
Calder Financial Group · Winona, Minnesota
Timothy Tuinstra is a fee-only financial advisor at Calder Financial Group in Winona, Minnesota. Timothy charges a one-time planning fee and focuses on retirement planning and tax planning.
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Specialties
Facts
| Firm | Calder Financial Group |
|---|---|
| Based in | Winona, Minnesota |
| Fee model | One-time planning fee |
| Assets under management | $297M across 1,831 accounts |
| SEC registration | Investment adviser representative in MI, MN · CRD 7226346 |
| Exams passed | Series 66 (2020) |
| Firm size | 7 employees |
| Disclosures | None reported |
| Website | www.wearecalder.com |
How Timothy's firm compares
- Calder Financial Group's average account is about $162,000, from its Form ADV (assets managed divided by 1,831 accounts).
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Questions about Timothy
Is Timothy Tuinstra a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Timothy holds no broker registration, and Calder Financial Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Timothy charge for financial advice?
Timothy charges a one-time planning fee.
Where is Timothy Tuinstra based?
Timothy Tuinstra is based in Winona, Minnesota.
What does Timothy specialize in?
Timothy's specialties include retirement planning and tax planning.
Is Timothy Tuinstra registered with the SEC?
Yes. Timothy Tuinstra is registered as an investment adviser representative in MI and MN (CRD 7226346), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Calder Financial Group manage?
Calder Financial Group reports $297M across 1,831 accounts in assets under management.
How do I contact Timothy Tuinstra?
Through Timothy's website, www.wearecalder.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Calder Financial Group website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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