Ryan Townsley
Town Capital · Bel Air, Maryland
Ryan Townsley is a fee-only financial advisor at Town Capital in Bel Air, Maryland, who holds the CFP and MBA credentials. Ryan focuses on retirement planning, tax planning and estate & legacy planning. Town Capital reports charging a percentage of assets and fixed fees on its Form ADV.
Request an introduction to Ryan →
Specialties
Facts
| Firm | Town Capital |
|---|---|
| Based in | Bel Air, Maryland |
| Fee model (firm's Form ADV) | Percentage of assets · Fixed fees |
| Works virtually | Yes |
| Assets under management | $168.8M across 681 accounts |
| Credentials | CFP · MBA |
| SEC registration | Investment adviser representative in MD, TX · CRD 6885396 |
| Exams passed | Series 65 (2018) · Series 66 (2018) |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | towncapitalllc.com |
| Profile |
How Ryan's firm compares
- Town Capital's average account is about $248,000, from its Form ADV (assets managed divided by 681 accounts).
Request an introduction to Ryan
Tell Ryan a little about what you're looking for. Ryan isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Ryan
Is Ryan Townsley a fee-only financial advisor?
Yes. Ryan Townsley is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Ryan's firm.
How does Ryan charge for financial advice?
Ryan's firm, Town Capital, reports charging a percentage of assets and fixed fees on its SEC Form ADV.
Does Ryan work with clients virtually?
Yes. Town Capital says on its website that it works with clients remotely.
Where is Ryan Townsley based?
Ryan Townsley is based in Bel Air, Maryland.
What does Ryan specialize in?
Ryan's specialties include retirement planning, tax planning, estate & legacy planning, student loans and pension planning.
What credentials does Ryan Townsley hold?
Ryan Townsley holds the CFP and MBA credentials.
Is Ryan Townsley registered with the SEC?
Yes. Ryan Townsley is registered as an investment adviser representative in MD and TX (CRD 6885396), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Town Capital manage?
Town Capital reports $168.8M across 681 accounts in assets under management.
How do I contact Ryan Townsley?
Through Ryan's website, towncapitalllc.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Bel Air
Other advisors in Maryland who focus on retirement planning
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- Town Capital website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
See something wrong? Request a correction. Read our methodology.