Ryan Stephen
RBS Wealth Management · Alto, Michigan
Ryan Stephen is a fee-only financial advisor at RBS Wealth Management in Alto, Michigan. Ryan focuses on retirement planning, family wealth transfer and founders (pre-exit). RBS Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Specialties
Who they serve
- Multi-generational families
- Founders
- Executives
Facts
| Firm | RBS Wealth Management |
|---|---|
| Based in | Alto, Michigan |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Accepting new clients | Yes |
| Assets under management | $322.3M across 1,315 accounts |
| SEC registration | Investment adviser representative in MI · CRD 5658456 |
| Exams passed | Series 66 (2009) |
| Firm size | 6 employees |
| Disclosures | None reported |
| Website | rbswealthmgt.com |
| Profile |
How Ryan's firm compares
- RBS Wealth Management's average account is about $245,000, from its Form ADV (assets managed divided by 1,315 accounts).
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Questions about Ryan
Is Ryan Stephen a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Ryan holds no broker registration, and RBS Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Ryan charge for financial advice?
Ryan's firm, RBS Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Ryan Stephen based?
Ryan Stephen is based in Alto, Michigan.
What does Ryan specialize in?
Ryan's specialties include retirement planning, family wealth transfer and founders (pre-exit). Ryan works with multi-generational families, founders and executives.
Is Ryan Stephen registered with the SEC?
Yes. Ryan Stephen is registered as an investment adviser representative in MI (CRD 5658456), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does RBS Wealth Management manage?
RBS Wealth Management reports $322.3M across 1,315 accounts in assets under management.
How do I contact Ryan Stephen?
Through Ryan's website, rbswealthmgt.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- RBS Wealth Management website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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