Ruchi Sengar
Better Financial Services · Federal Way, Washington
Ruchi Sengar is a fee-only financial advisor at Better Financial Services in Federal Way, Washington. Ruchi focuses on retirement planning, estate & legacy planning and tax planning. Better Financial Services reports charging a percentage of assets and hourly fees on its Form ADV.
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Specialties
Who they serve
- Pre-retirees
- Executives
- Retirees
Facts
| Firm | Better Financial Services |
|---|---|
| Based in | Federal Way, Washington |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly |
| Accepting new clients | Yes |
| Assets under management | $110.8M across 170 accounts |
| SEC registration | Investment adviser representative in WA · CRD 8132275 |
| Exams passed | Series 65 (2025) |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | www.gotobfs.com |
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Questions about Ruchi
Is Ruchi Sengar a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Ruchi holds no broker registration, and Better Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Ruchi charge for financial advice?
Ruchi's firm, Better Financial Services, reports charging a percentage of assets and hourly fees on its SEC Form ADV.
Where is Ruchi Sengar based?
Ruchi Sengar is based in Federal Way, Washington.
What does Ruchi specialize in?
Ruchi's specialties include retirement planning, estate & legacy planning, tax planning and equity compensation. Ruchi works with pre-retirees, executives and retirees.
Is Ruchi Sengar registered with the SEC?
Yes. Ruchi Sengar is registered as an investment adviser representative in WA (CRD 8132275), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Better Financial Services manage?
Better Financial Services reports $110.8M across 170 accounts in assets under management.
How do I contact Ruchi Sengar?
Through Ruchi's website, www.gotobfs.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Better Financial Services website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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