Monica Ladson
Elm3 Financial Group · Alpharetta, Georgia
Monica Ladson is a fee-only financial advisor at Elm3 Financial Group in Alpharetta, Georgia. Monica focuses on retirement planning, estate & legacy planning and real estate investors. Elm3 Financial Group reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Specialties
Facts
| Firm | Elm3 Financial Group |
|---|---|
| Based in | Alpharetta, Georgia |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $189.0M across 680 accounts |
| SEC registration | Investment adviser representative in GA, TX · CRD 7948053 |
| Exams passed | Series 65 (2025) |
| Firm size | 6 employees |
| Disclosures | Reported; see the SEC record |
| Website | www.elm3financial.com |
How Monica's firm compares
- Elm3 Financial Group's average account is about $278,000, from its Form ADV (assets managed divided by 680 accounts).
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Questions about Monica
Is Monica Ladson a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Monica holds no broker registration, and Elm3 Financial Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Monica charge for financial advice?
Monica's firm, Elm3 Financial Group, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Monica Ladson based?
Monica Ladson is based in Alpharetta, Georgia.
What does Monica specialize in?
Monica's specialties include retirement planning, estate & legacy planning, real estate investors and small business owners.
Is Monica Ladson registered with the SEC?
Yes. Monica Ladson is registered as an investment adviser representative in GA and TX (CRD 7948053), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.
How much does Elm3 Financial Group manage?
Elm3 Financial Group reports $189.0M across 680 accounts in assets under management.
How do I contact Monica Ladson?
Through Monica's website, www.elm3financial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Elm3 Financial Group website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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